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A Payment A Day - Part 11!
Comments
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£3 for me today please.This time I haven't smoked since 6th Jan 2014 and still going ok.
Fingers crossed x0 -
£105.22 to the loan please FF. Have a great weekend all!Total Debt Sept 2010 - £24,132.38 / Current - £0.00/ 100% paid
DFD - [STRIKE]Aug 2014[/STRIKE] 24th Aug 2012
£10 a day // Jun - £64/£300 / Jul - £133/£310 / Aug - £281/£3100 -
Morning all... still no pad
Payday seems sooo far away!
I'm picking up MrS's mum in about half an hour and hopefully they will let us in to see the patient. I don't know what he wants to do about going to Scotland, but I think he is getting his original surgeon to talk to his mum today, so it's going to be 'interesting'. I'm not sure she was too happy with me last night as i didn't completely back her up when she said james wasn't happy with the idea of getting on the train... but I'm not going to agree with her just to keep her happy.
Sorry about posting it all on here... No-one is around for me to talk to and I think all my friends are at work!
Have a fabulous friday all xxBecame Mrs Scotland 16.01.16Became homeowners 26.02.16
Baby girl arrived 27.10.16
Baby boy arrived 16.09.2018
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psychopathbabble wrote: »You can snowball that one, I owed my friend some money for a holiday so I put it in at 0% interest and a min payment of whatever I wanted to make sure I pay himgirlatplay wrote: »I put my PADs into a pot and at the end of the month I pay the change into the bank and write a cheque to the loan. My lender was fine with that. I think some people are able to do a bank transfer but up until about a month ago I wasn't able to do that so the cheques worked for me
£1 for me today please FF.
Bublin sorry for late reply hun...
Anyhow yeah re. Ma - snowball it as 0% interest. You'll be fine :A...
Re padding...go on 192.com and find out their 'cheap' (like 01/02) phone no and phone them up, find out their bank details and pad via online banking. That's how I do it with CCF on my macbook loan. They charge £3 for each debit card transaction and okay it takes about 4 days for it to register (but only a day to go through if that makes sense?) online but still....there's no way I'm giving them an extra £3 no matter how big the pad...
Shall be interesting end of year when I phone them up for final settlement...:rotfl: Better not want me to pay by Debit card and charge me..... :eek: :mad: If worst comes to worst I shall BT my final settlement then phone them up later to see if I owe them anything
But I've paid off all the interest on my loan (paid that off first) so like I just put in 0% to the snowball
Also re Ma I'd set min payments up as well. Even if it's just £10 a month. Just to be nice (depends on your relationship I guess?)
So sorry to hear of your DH psycho and I thought I had probs with black stool every morning (clears up by lunch so haven't been to docs yet etc) LOL and an enlarged gland in my groin..
Yeah slept better last night folks cos I took double meds (okayed it with the ward) so now take 1.5 meds tonight and see how I go. I personally daren't reduce it any lower till I'm over this blip...but thanks for everyone's kind understandings...
So yeah 10 mins and I'm onto the studying..Meant to do it yesterday but wasn't well...:(
And the kids production for the Building for the Gospel fund tomorrow with A. Only £5 a ticket and I don't tithe right now so it's okay
Yeah spreadsheet is going to have to be rejigged for Tuesday. Various things need to come out of savings like xmas meal for fellowship and a book bill to pay...
And stamps for new year cards :eek:
E:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
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£80 today please FFMortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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Well that sounds like better news psyche ~ Reckon Mr S, with the support of professional medical advice, will make the best decision about where he's best suited to recuperate
Payday today but sadly after all the pots have been refilled there is very little left in the account for random spending and PaDs, well until some additional income streams pop their merry way into my account as the month goes on
Soooo just a small £2 from me today please Flyin' to savings
-s-Frugal living challenge 2012 live on £8500 ~ £7725.87 remainingMake £5/day in 2012 ~ £482.24/£1830 ~ 22.52%Proud Member of PAD since January 2010 ~ Total paid to date £11386.64Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£20000 -
£2.28
off the virgin credit card for me today please. Zopa wont let me do another payment whilst one is in the system.:)0 -
Savings are about £2 and I have heaps to pay next week....:eek:..Not least a new tank for my e-cig cos like mine is leaking
So I got paid £13 something in cash for selling books @ Uni :j
So I can put my spare £9.33 on savings :j (just edited to say I'm going to put in on macbook then take it off the big pad on Tuesday ...the less interest on there the better)
Next pad is tuesday DV (God Willing)
E:dance:
I believe in the power of PAD
Come and join us on the Payment a Day thread
:dance:
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PAD £10.25 today please to my big monthly CC bill! Bloomin' interest! :mad:
Hope everyone has a good weekend x0 -
Hi all, £40 to my cc as today was payday.
*Hugs* to psycho - that must have been scary. I know I freaked out when my OH got admitted to hospital (and had a wee cry in A & E) and he only had a kidney infection.I never thought I would react like that but it was horrible.
Good for you for not pandering to his mum as well though - I think you're in the right tbh but obviously you're both just worried about him and it's Mr S's decision in the end.Success is not final, failure is not fatal: it is the courage to continue that counts. Car loan 1 £11,174, Car loan 2 £5,532, CC 0% BT £780. Debt Free Diary to try & keep spending in check.0
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