A Payment A Day - Part 11!

Wesker

Well i managed not to spend too much on Amazons Black Friday so i can manage a PAD of £100 please FF

Erme

rsdiscos wrote: »

Just worked out that my £50 pad to the mortgage this month will have saved me over £120 interest! Happy days!!!

Och well done you...:j

thevinternet wrote: »

Erme wrote: »

Och is that just to 'try' and pay the interest? :eek:...I'd go ape if I had CC's that huge. I thought my debts of 3K total were bad enough ...seriously am going to pray for huge pads for you hun....You can do it ..

So, if you make the minimum payment each month, you always cover the interest, it's just that the interest is now a massive proportion of the minimum payments, so the balance creeps down really slowly. Sometimes I can afford to make the minimum payments all in one go, sometimes I have to break it up into separate PADs.

It is annoying having such big debts, but I only have my (past) self to blame, so I just have to get on with it! Thanks for your kind thoughts though, I hope you feel better soon. We all need little treats from time to time!

PAD £1.26 today to CC2.

I'm feeling lousy...Kind of hyper and grumpy (probably from being hyper :eek:)..so as required meds tonight ...but it's necessary...

Also spoke to a crisis line about my bed probs (I can't sleep in my bed just now. I have to put a mattress down in the hall:() and they suggested buying a decent radio for the bedroom and having that on all night...just for distraction with the bad thoughts..

The sad reality is is that if I were depressed right now I'd be in the psych unit but because I'm not everyone just says 'sleep in the hall' :mad:

I don't exactly call doing the hoovering at 10pm at night healthy..:eek:..at least not for me...

I've just overdone it today and now I'm skipping volunteering so I can stay home and do housework :eek:

E

girlatplay

Aww Erme, I partly understand your difficulties and I sympathise with you. Big hugs and hope you improve soon

£2.50 for me today please FF

sashanut

Hi all:j
10 Pounds PAD to M&S cc plz F_F - tkyou!! New computer and pound sign comes out as a #### no idea why????:mad:

Siouxsie32

Good morning all Getting in nice and early with my Sunday PAD - a nice round pound again from me please FF!

Sorry, that doesn't stand out does it - how about £1.00

never_too_old

Good morning all

I got to the bank yesterday but forgot to PAD it until now,so yesterdays additional one and todays is a lovely

£208 please FF

mooomin

Yesterdays total was £876.18

Less than £500 to PAD and we'll have broken the £20k barrier for the month which is amazing given that it's coming up to Christmas :T

mooomin

£1 for me today.

rsdiscos

Morning all!

My PAD today is £1.40 - a rounding down amount! They all count - lol!!!:D

Not sure if I'll get to my target of £73 for the month, (Padded to the mortgage) but that was only to have paid a round amount to the mortgage in total.

As they say 'Every Little helps'. Not sure where I've heard that before!;)

Have a good day!:T

RSDiscos

Wesker

sashanut wrote: »

New computer and pound sign comes out as a #### no idea why????:mad:

I think maybe you have your language settings as English(US) instead of English(UK) ? Cant remember how you change it tho