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A Payment A Day - Part 11!

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Comments

  • Siouxsie32
    Siouxsie32 Posts: 1,987 Forumite
    Part of the Furniture 1,000 Posts Cashback Cashier
    Good morning, been MIA for the last few days but still been PADding!

    81p for Thursday, £1.06 from yesterday and £1.37 today - sorry if this gives you a headache FF, but I reckon that's a total of £3.24?
  • mooomin
    mooomin Posts: 13,703 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    susie-sue wrote: »
    81p for Thursday, £1.06 from yesterday and £1.37 today - sorry if this gives you a headache FF, but I reckon that's a total of £3.24?
    I get too confused adding PADs to different days, so it will all go into todays total :D
  • Just worked out that my £50 pad to the mortgage this month will have saved me over £120 interest! Happy days!!!
    Plan to PAD Everyday 2024
    Credit Card - £3662.99 (int free to 11/11/25) -
    PAD Totals
    Jan 2024 -
  • Hi,

    Can I join please? Have a Barclaycard balance currently standing at £2267.16 and want to clear as much of it as possible before the 0% rate expires Nov 2012.

    So starting today, my PAD is £2.

    :)
    AFD 0/31
  • saorsie
    saorsie Posts: 1,905 Forumite
    £2 for me today please Flyin' to savings

    -s-
    Frugal living challenge 2012 live on £8500 ~ £7725.87 remaining
    Make £5/day in 2012 ~ £482.24/£1830 ~ 22.52%
    Proud Member of PAD since January 2010 ~ Total paid to date £11386.64
    Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%
    Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£2000
  • Erme wrote: »
    Och is that just to 'try' and pay the interest? :eek:...I'd go ape if I had CC's that huge. I thought my debts of 3K total were bad enough :(...seriously am going to pray for huge pads for you hun....You can do it :)..

    So, if you make the minimum payment each month, you always cover the interest, it's just that the interest is now a massive proportion of the minimum payments, so the balance creeps down really slowly. :( Sometimes I can afford to make the minimum payments all in one go, sometimes I have to break it up into separate PADs.

    It is annoying having such big debts, but I only have my (past) self to blame, so I just have to get on with it! Thanks for your kind thoughts though, I hope you feel better soon. We all need little treats from time to time!

    PAD £1.26 today to CC2.
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    Today is the start of being sorted....

    £259 please f_f just need to find a lump sum of £130 to clear this particular debt ;)
    One step at a time ;)
  • sophia-abigail-mummy
    sophia-abigail-mummy Posts: 268 Forumite
    edited 26 November 2011 at 4:16PM
    Hi everyone,
    Psycho - Sorry to hear your news hope all is getting better now.
    PAD £484.90 to various CC off to update sig now
    Well done to everyone achieving targets and any one else needing :grouphug:
    I am really getting annoyed with MBNA I did a cash withdrawal the other month as was desperate (serves me right) and now I only have £0.13 balance left of that and the rest is 0% and they are charging me £0.13 in interest so next month the balance will doubled I thought they had to now pay of any interest charged balance first I am paying off on average £300 a month and the minimum payment is only £25 This card is in OH name so have to wait for him to come back from business to call them.
    Two months minimum bills 57%

    Debt total April 2010 £7962.28 DEBT FREE March 2012 100% cleared :T:T:T
  • Well done to everyone achieving targets and any one else needing :grouphug:

    Thanks, I needed a dodgy hug! Got a rotten cold.
  • £1 for me today please.
    This time I haven't smoked since 6th Jan 2014 and still going ok.
    Fingers crossed x
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