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A Payment A Day - Part 11!
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Good morning, been MIA for the last few days but still been PADding!
81p for Thursday, £1.06 from yesterday and £1.37 today - sorry if this gives you a headache FF, but I reckon that's a total of £3.24?0 -
Just worked out that my £50 pad to the mortgage this month will have saved me over £120 interest! Happy days!!!Plan to PAD Everyday 2024Credit Card - £3662.99 (int free to 11/11/25) -PAD TotalsJan 2024 -0
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Hi,
Can I join please? Have a Barclaycard balance currently standing at £2267.16 and want to clear as much of it as possible before the 0% rate expires Nov 2012.
So starting today, my PAD is £2.AFD 0/310 -
£2 for me today please Flyin' to savings
-s-Frugal living challenge 2012 live on £8500 ~ £7725.87 remainingMake £5/day in 2012 ~ £482.24/£1830 ~ 22.52%Proud Member of PAD since January 2010 ~ Total paid to date £11386.64Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£20000 -
Och is that just to 'try' and pay the interest? :eek:...I'd go ape if I had CC's that huge. I thought my debts of 3K total were bad enough
...seriously am going to pray for huge pads for you hun....You can do it
..
So, if you make the minimum payment each month, you always cover the interest, it's just that the interest is now a massive proportion of the minimum payments, so the balance creeps down really slowly.Sometimes I can afford to make the minimum payments all in one go, sometimes I have to break it up into separate PADs.
It is annoying having such big debts, but I only have my (past) self to blame, so I just have to get on with it! Thanks for your kind thoughts though, I hope you feel better soon. We all need little treats from time to time!
PAD £1.26 today to CC2.0 -
Today is the start of being sorted....
£259 please f_f just need to find a lump sum of £130 to clear this particular debtOne step at a time0 -
Hi everyone,
Psycho - Sorry to hear your news hope all is getting better now.
PAD £484.90 to various CC off to update sig now
Well done to everyone achieving targets and any one else needing :grouphug:
I am really getting annoyed with MBNA I did a cash withdrawal the other month as was desperate (serves me right) and now I only have £0.13 balance left of that and the rest is 0% and they are charging me £0.13 in interest so next month the balance will doubled I thought they had to now pay of any interest charged balance first I am paying off on average £300 a month and the minimum payment is only £25 This card is in OH name so have to wait for him to come back from business to call them.Two months minimum bills 57%
Debt total April 2010 £7962.28 DEBT FREE March 2012 100% cleared :T:T:T0 -
sophia-abigail-mummy wrote: »Well done to everyone achieving targets and any one else needing :grouphug:
Thanks, I needed a dodgy hug! Got a rotten cold.0 -
£1 for me today please.This time I haven't smoked since 6th Jan 2014 and still going ok.
Fingers crossed x0
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