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A Payment A Day - Part 11!
Comments
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retiredandskint wrote: »Thanks for that.
For the last two months I've been waiting for DD to come out and then paying the extra.
Have you also thought about putting the DD at a set amount rather than the minimum so that you can PAD throughout the month?
Or PADing and then transferring over the difference when the DD comes out as less?
It's a pain isn't it, I used to have the same problem with my Lloyds CC :mad:Debt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0 -
Made today's PAD of £1.24 to MBNA thanks FFGrocery Challenge Sept 2021 £95.40/£500
Declutter and Clean - 660 -
morning all and WELCOME all the newbies - I was trying to remember everyones name - but I'm rubbish!!
PAD £3.51 towards halicrap CC.
Am off work tomorrow but will try and get on the net somehow otherwise I will report all PADs next week!New surname New start!
Total Debt - [STRIKE]£9999.09 [/STRIKE]now 7633.16 23.66% paid off0 -
First PAD of £10 for me please. It's the day before payday so I hope to be back later with another PAD to round down the accounts.Total Debt Sept 2010 - £24,132.38 / Current - £0.00/ 100% paid
DFD - [STRIKE]Aug 2014[/STRIKE] 24th Aug 2012
£10 a day // Jun - £64/£300 / Jul - £133/£310 / Aug - £281/£3100 -
My question is to those with loans (not credit cards)...how do you apply padding? Do you put money into a pot and them pay towards the loan every month or once a year? I haven't rung them yet but are lenders generally ok with small regular top-up payments?
I put my PADs into a pot and at the end of the month I pay the change into the bank and write a cheque to the loan. My lender was fine with that. I think some people are able to do a bank transfer but up until about a month ago I wasn't able to do that so the cheques worked for me
£1 for me today please FF.Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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Final PAD of the (pay) month of £15.71.Total Debt Sept 2010 - £24,132.38 / Current - £0.00/ 100% paid
DFD - [STRIKE]Aug 2014[/STRIKE] 24th Aug 2012
£10 a day // Jun - £64/£300 / Jul - £133/£310 / Aug - £281/£3100 -
£10 from me today please Flyin' towards various savings ~ would normally empty whats left in the various budget pots today as get paid tomorrow however as it's that ' most wonderful time of the year' {yeah right
} approaching, have decided to leave the spare in there to cover additional expenses if they arise, am at a wedding next weekend, so the entertainment budget and the petrol fund could both potentially take a bit of a hit :cool:
-s-Frugal living challenge 2012 live on £8500 ~ £7725.87 remainingMake £5/day in 2012 ~ £482.24/£1830 ~ 22.52%Proud Member of PAD since January 2010 ~ Total paid to date £11386.64Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£20000 -
£1.62 for me please to barclaycard as ever It's not how far you fall - it's how high you bounce back.... :jHappiness is not a destination - it's a journey
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Hiya. I'm not deserting the thread but have had vet bills and a massive quote for car repairs so will hopefully join in again in December.
Well done to everyone who's still padding xx0 -
£5.35 in my wee jar today. I'm a Debt Free Wannabe PAID £4400/£6100 = 72.1% Busted!0
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