A Payment A Day - Part 11!

forgottendreams

girlatplay wrote: »

Hi forgottendreams :hello: and welcome to the PAD thread.

Have a wee read through the first page of this thread as it gives you an idea of what's happening here!

Happy PADding

Gap

Thanks Girlatplay. Had a look at the first page but not so much information for the beginners, only totals of how muc the group has paid.
I do get the jist of it though.... pay something a day to your debt.
Was looking for a bit more on what to do daily.... do i just post the amount i pay every day? Does someone look after totals, or would i post totals each time they have changed?
If someone could tell me what they do, and any hints and tips on how to keep track i'd be most grateful
(Apologies... im sure you all get asked the same questions over and over)
X

psychopathbabble

forgottendreams wrote: »

Thanks Girlatplay. Had a look at the first page but not so much information for the beginners, only totals of how muc the group has paid.
I do get the jist of it though.... pay something a day to your debt.
Was looking for a bit more on what to do daily.... do i just post the amount i pay every day? Does someone look after totals, or would i post totals each time they have changed?
If someone could tell me what they do, and any hints and tips on how to keep track i'd be most grateful
(Apologies... im sure you all get asked the same questions over and over)
X

Hi Forgotten

We have a counter upperer each month who does the daily totals and then posts a monthly total at the end. Just make sure you post your pad in a big bright colour so it's easy for them to see

Other than that, there is no rule on how much you pay or even if you pay every day!

x

ETA: if you want to keep a personal track of how much extra you are paying by padding then I'd keep a list in excel or something of the pads you make. Also, some people count min payments, others dont, it's entirely up to you!

psychopathbabble

£5.06 to the cc please

mrsb83_2

£6 I found in a drawer to the loan please! I'm sure I put it aside for something useful but I have no idea what!

forgottendreams

Thanks very much psychopathbabble
OK - im ready to become a PADder and i wont escape, Saorsie :P

Today i made a payment of £140 (just cause its pay day) I dont seem to have a button to increase the size and i dont think my brain is functioning at its best today :S

Happy PADing.... I will be back!!

psychopathbabble

If you are on your computer/laptop then there is an 'advanced' button underneath the text box, if you click on that then it gives you more options Mwahahahaha we have you now

forgottendreams

Ahh the old 'Advanced' button.... Thanks psychopathbubble!

See- its true what they say..... every day's a school day!

X

girlatplay

forgottendreams wrote: »

I do get the jist of it though.... pay something a day to your debt.
Was looking for a bit more on what to do daily.... do i just post the amount i pay every day? Does someone look after totals, or would i post totals each time they have changed?
If someone could tell me what they do, and any hints and tips on how to keep track i'd be most grateful

I PAD in "real" money, i.e. I put change in a tin (nearly) every day and post the amount on this thread. At the end of the month I pay it into the bank. I keep track of it on a spreadsheet and update my signature with it to keep me right. I think some people PAD online, i.e. from one bank account to another or from their bank account directly to their cc / loan / mortgage / etc. It is just whatever is easiest for you.

Hope that helps a bit more

Erme

jet9cat wrote: »

:grouphug: Hugs to Erme - sounds like you need them and hope you feel on a more even keel soon.


£10 from me today plse FF. Getting difficult to find the money as a bit too much month left, but determined to PAD as oftem as poss!

Allie_Ballie_Bee wrote: »

£9.15 for me this evening please FF

Hope you are ok Erme

Thanks for all the good wishes.... I hope I'm on a more even keel too soon. It's exhausting and makes me into a human dog being like this ....

Thanks for being so understanding too. I am your MH awareness training for the week :rotfl:

So yeah little more sleep (don't know how)...but nightmares @ 4am so got up...and then slept from 8-11 and got to bed about midnight..... went to drop in (sorry this is so fragmented - trying to wake up LOL)

Forgottendreams...You might find the following link helpful (I know I did ) http://www.whatsthecost.com/snowball.aspx for help beginning your padding ..Pardon if I'm giving you unsolicited advice and telling you how to suck eggs.....

Also you don't need to buy an office program. Libre Office is quite good as is open office.

If you can't be bothered with spreadsheets then a notebook is fine too. Just keep 'menu plans' and grocery lists at the front - first page from the back - regular bills out and when they come out and then like padding and budget at the back...or whatever you prefer..Find it helpful personally to know what DD's are coming out and when.

So yeah welcome Forgottendreams and now you've joined you realise you can't leave LOL

E

forgottendreams

Thank you very much Erme and thank you to the othre helpful PADders.

Oh i wont be leaving.... Im already wishing my day away so I can pay something tomorrow.

Day 1 and already addicted. Thats the sign of a good challenge!!