We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
A Payment A Day - Part 11!
Comments
-
Good morning PADders
Back to normal weather in gloomy, wet Scotland today. Was nice to have a couple of days of sunshine though.
Yesterday's PAD total: £1,296.87
Gap xMortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
0 -
...and for my own PAD today £11.30Mortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
0 -
But life's tough as a PAD-ICT
Love it Sasha!
£12.25 from me today please GAP ~ 98.46% of shortfall paid
-s-Frugal living challenge 2012 live on £8500 ~ £7725.87 remainingMake £5/day in 2012 ~ £482.24/£1830 ~ 22.52%Proud Member of PAD since January 2010 ~ Total paid to date £11386.64Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£20000 -
£55 to my loan.
Thanks
NEVER AGAIN WILL I ALLOW DEBT TO CONSUME ME
0 -
Mmmm I haven't been keeping track but I reckon my pads while I've been MIA have been about £500 so I'll go with that... am slowly transferring various debts to my cu loan which is working out a lot cheaper in interest, but I can only do a bit at a time which is kind of frustrating! Am off to scotland for 8 days tomorrow so won't be around much next week either!Became Mrs Scotland 16.01.16
Became homeowners 26.02.16
Baby girl arrived 27.10.16
Baby boy arrived 16.09.2018
0 -
Howdy !
The grand total of £9.50 for the last couple of days
I think I may have a large PAD to make back end of next week, will keep you posted !!Debt Free 25th August 2010 with PAD !!TARGETS ::D
Save 12k in 2013: #068 : £7,305/£12,0000 -
Afternoon, everyone. Well, I've been promising big stuff for a while when payments came through and at last after checking, double checking and triple checking that the money has cleared and my maths adds up I can report PADs today of:
£1887 to Barclaycard - this should now be clear apart from any last interest due on it - it was at 6.9% for life of transfer
£12.60 to Tesco cc from expenses received from work
£365.56 to OHs cc
£200 off what we owe to my sister/b-i-l
£25.59 to Santander cc - this is next one to be hit as is currently on 0% but only until end of Jan '12.
Grand total of £2490.75 :j:j:j
For the first time in years I'm looking forward to the next round of cc bills rather than dreading them!!! On the whole an enormous sense of relief, although we've a bit to go yet before debt free, but also strangely a bit stressful - usually any money received has had to go wherever the next most urgent bill is but this time it could be allocated to the best overall use so I've been quite stressed out checking the best use etc. Happy now though:rotfl:What a difference it makes when OH's self employment is going well.
As if that weren't enough, England are again doing well at the cricket - my favourite armchair sport. Life could hardly be better.
Hope everyone has a good weekend.:DEvery penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0 -
Hi all:j
Still no pay yet :mad: but still popping in to PAD £268.31 - that's a monthly direct debit to DHs ltsb cc that I don't normally count, only the extra payments. But life's tough as a PAD-ICT when there's no cash for extra payments atm
Well done to you all, cheering you on & sterling work GAP :T
Awful about your pay but love the PAD_ICT!!:rotfl:Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0 -
the_mollusk wrote: »whoopieeeee i've finished paying off the loan from my mum!!!!! it was only little but it's the first time ever that i've paid off a loan without borrowing money from somewhere else so it feels amazing!!!!! :j:T now i can finally start snowballing properly
so £35 to mumbank - paid off!!!!! (including a bit of interest for good measure!)
plus £20 to virgin - snowballing begins!
= £55 pad today!Lloyds Loan (£0/£6000) Emergency Fund (£113/£1000) ISA £592.240 -
£1 to the cc for me please GAPLloyds Loan (£0/£6000) Emergency Fund (£113/£1000) ISA £592.240
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 351.6K Banking & Borrowing
- 253.4K Reduce Debt & Boost Income
- 453.9K Spending & Discounts
- 244.6K Work, Benefits & Business
- 600K Mortgages, Homes & Bills
- 177.2K Life & Family
- 258.3K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.2K Discuss & Feedback
- 37.6K Read-Only Boards