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A Payment A Day - Part 11!
Comments
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99p to barclaycard for me pleaseIt's not how far you fall - it's how high you bounce back.... :jHappiness is not a destination - it's a journey0
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Morning All
Some fab padding again, I also Like the sound of the group, sign me up for both of then, need all the surpport i can get.
Have this morning, turned all my padding and balances into fabulous spreadsheets, its taken me most of the morning but I am finally sorted, with whats where and where what:cool:.
My A/C has finally got all it needs in it to pay everything this month so as of tomorrow, I shall be putting money towards something else..... will decided later on (shall consult my spreadsheets) probably the car....
Anyhow, my pad today is, final £5 to the a/c, £15 to mom and £2.81 to the cc, so total for me is £22.81
Thanks
PuzzleBoM 100/2000
CC2 100/3100 CC1 400/4100
OH 510/45000 -
Morning everyone
Yesterday's total was £1,241.06Orange as in brand colour...
If you blink you'd miss it....
Ah ha! With you now. I've never been in it but I didn't think it would be too bad. Great location :cool:
the mollusk - well done on completing payments to mumbank, one less to worry about now :T
destroyerofdebt2011 - welcome along! Happy to have you
mrsb83 - have a fab holiday :cool:
Gap xMortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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I know this is terrible but it almost seems like I have been abandoning my PADs
I am so busy keeping up with the counting up.
However, I managed a PAD yesterday of £2.30 so I can't grumble too much
Have a nice day everyoneMortgage at 12/07/2022 = £175,000
Mortgage today = £161,690.76
300 271 payments to go.House buyout fund £21,000/£40,000
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Morning all - dismal day here, all cold and wet
Pad for today is £135 to M&Scc
Thanks Gap.0 -
£5 from me today please GAP
-s-Frugal living challenge 2012 live on £8500 ~ £7725.87 remainingMake £5/day in 2012 ~ £482.24/£1830 ~ 22.52%Proud Member of PAD since January 2010 ~ Total paid to date £11386.64Savings Pot for 2012 ~ £772.60/£3000 ~ 23.38%Lose 19lbs / Save £2k by 30/04/12 *5/19lbs* £158.72/£20000 -
£4.50 from ebay sales into my virgin card
mrsb - have a lovely holiday!
gap - i don't think i could ever keep up with the counting-upping on here, you're doing a great job!YNAB trialler. Debt at 2nd LBM, Sep 2015: £24,162. <swear>0 -
does anyone know whether the virgin (mbna) cc deducts any extra payments through the month from the minimum payment total?
e.g. if my minimum payment is supposed to be £100 but i've padded £20, will my minimum payment be £80 or still £100?YNAB trialler. Debt at 2nd LBM, Sep 2015: £24,162. <swear>0 -
the_mollusk wrote: »does anyone know whether the virgin (mbna) cc deducts any extra payments through the month from the minimum payment total?
e.g. if my minimum payment is supposed to be £100 but i've padded £20, will my minimum payment be £80 or still £100?
I think it depends on how you've set things up with them. When I had my Virgin card they still took the minimum amount and anything I PADded was just extra (which i think is better because more is being paid off).
However, I shifted everything to Barclaycard and it's a bit different. If I set up a DD to pay the minimum payment they would just take the difference after I had PADded but if I set up a fixed amount they would take that and the PADs would be extra.
You'll need to check with Virgin I think.
HTH!It's not how far you fall - it's how high you bounce back.... :jHappiness is not a destination - it's a journey0 -
£10 for me today, Thanks.NEVER AGAIN WILL I ALLOW DEBT TO CONSUME ME
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