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A Payment A Day - Part 11!
Comments
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Busy day today! Just popping in to PAD £1 to the cc.... will catch up with the thread tomorrowLloyds Loan (£0/£6000) Emergency Fund (£113/£1000) ISA £592.240
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:j Had a pretty good day today. Just logged on to the internet banking to check if my payments are all on track and noticed I have received the payment I'd claimed from Topcashback and also my onepoll payment has come through. So that's £40 to Abbey cc, £12.82 to Tesco cc in addition to thepayment of £100.42 to Barclaycard I'd already set up, giving me a total today of
£153.24
thanks Gap:beer:Every penny's a prisoner
PADding is addictive
MFW August 2023 - unless I get my butt into gear0 -
Thanks for the thought SAM but thought I felt the interview went well as usual they can't pick up the phone to give me the bad news. I knew I hadn't got it though by my interviewers body language and the way she wished me 'good luck' at the door:D
It's been a no spend day so no more change to pad - hopefully more tomorrow.
Sorry to hear that Jay Jay better luck with the next one. You were too good for them anyway they dont know what they are missing out on. That's what I always like to think anyway lol
No pad for me today as my iron decided to blow up on me this am so had to spend £20 on one today it was in the sale from £49.99 so hopefully good.Two months minimum bills 57%
Debt total April 2010 £7962.28 DEBT FREE March 2012 100% cleared :T:T:T0 -
Today's PAD is £1.08 to Halifax c/c0
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Hello all! :wave:Great PAD-ing going on as usual. You are all an inspiration!
My payment is £1.09 today to Overdraft 1. That bank sent me a letter the other day asking why there's never any money going into my account...fine, you want payments?! Have lots of piddly little ones!!
They have sent me similar letters in the past, but I find that if I make a few payments, they always leave me alone for a while!
Right got to go....I have a vexed cat who is shouting at me for an early morning fuss and cuddle. He gets quite insistent!0 -
£12 for me please0
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Good morning all
£58 for me today pleaseMAKE £2022 in 2022 no 29 £2022/£434.10
Mortgage@ 1/1/2022 £17540 / £1601.39
pay all your debts by xmas 2022 £15000/ £1865.29
https://www.facebook.com/groups/680889456637403
you tube channel never too old0 -
Hi all:j
Still no pay yet :mad: but still popping in to PAD £268.31 - that's a monthly direct debit to DHs ltsb cc that I don't normally count, only the extra payments. But life's tough as a PAD-ICT when there's no cash for extra payments atm
Well done to you all, cheering you on & sterling work GAP :TNew start JAN15 - NOT BUYING IT 2015 :eek:. Long haul DFW #145 : 2011 DEBTBUSTING : £5500 OD GONE, £2000 OD - GONE £93,610.30 cc & loan debt - GONE 27.6.14 FINALLY DEBT & MORTGAGE FREE :happyhear0 -
£10 to the loan please GapDebt at LBM Apr 2010 £28,767 Debt free as of Nov 2013 :j0
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I think it depends on how you've set things up with them. When I had my Virgin card they still took the minimum amount and anything I PADded was just extra (which i think is better because more is being paid off).
However, I shifted everything to Barclaycard and it's a bit different. If I set up a DD to pay the minimum payment they would just take the difference after I had PADded but if I set up a fixed amount they would take that and the PADs would be extra.
You'll need to check with Virgin I think.
HTH!
I fell foul of the system a few months ago. I made an extra payment during the month to my LLoydstsb cc and they then didn't take out my direct debit payment and I ended up being below the minimum payment. They wanted to charge me £12 but after 4 phone calls I managed to get the charge cancelled.business mortgage £0))''(+ Barclay's business kitchen loan £0=Total paid off was £96105 PPI claimed and received £13527
'I had a black dog, his name was depression".0
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