A Payment A Day - Part 11!

Mum_on_a_mission_2

Money is a bit tight this month (aka how many more house things can break/need urgent repairs? like buses they seem to come in bunches :mad:)

But will aim for 3 PAD's a week, any more is a bonus - so £2.00 for me today

Moam

Flower08

£5.90 to Gas/Electric arrears for me today please.

jwil

£50 for me today please.

the_mollusk

heheh thanks all! totally addicted to paying off debts now, it's such a great feeling! i usually have little obsessions that come and go, only lasting for about 2 weeks - this one's been a couple of months now and is still going strong!

just a little £2 for me to virgin, £1 for today and £1 for yesterday - forgot to check in yesterday cos i had a very busy day beaming with pride (at myself, hehe!) at my phd graduation!

jet9cat that's a brilliant amount!! and such a happy post

destroyerofdebt2011

Thanks for having me

Ok forgot to update this thread on Thursday and Friday for payments i made to H$BC and crapital1 cards

so a modest £2 for me please.

D.O.D

LondonAndy

Hi folks

£5.29 to the bricks n mortar fund please.

Allie_Ballie_Bee

£4.00 for me today please GAP

sophia-abigail-mummy

Many Thanks thevinternet and squeeeek hopefully things will sort themselves out.
If this happens my monthly pad target of £340 to be debt free by april 2012 will go out the window will only just be able to meet minimum payments but thanks to padding i should be only down to one CC when this all happens (hopefully its at least two months)
PAD to CC £2.36

Emmala

Hi - I hope you won't mind a newbie asking a dull question....but here goes....

where does the money come from to pad? is it a case of, say, find the odd pound coin in the sofa and put it in the pot? or look at ban balance and think 'I can put x amount onto card today? or, resist spending on a magazine and instead go home and put that equivalent into the pot?

Just trying to get my tired head round the idea, because I love the concept of padding!

mooomin

Rachel_G wrote: »

Hi - I hope you won't mind a newbie asking a dull question....but here goes....

where does the money come from to pad? is it a case of, say, find the odd pound coin in the sofa and put it in the pot? or look at ban balance and think 'I can put x amount onto card today? or, resist spending on a magazine and instead go home and put that equivalent into the pot?

Mine comes from my bank account. Here's how...

I get paid and send budgeted money e.g. for bills/food to the accounts it belongs in. I then have £xxx left from my wages for any other spending during the month. My PADding comes from that money. Some days it's £1, others it's £10, it just depends on how flush I'm feeling.