A Payment A Day - Part 11!

Hopeful1

Rachel_G wrote: »

Hi - I hope you won't mind a newbie asking a dull question....but here goes....

where does the money come from to pad? is it a case of, say, find the odd pound coin in the sofa and put it in the pot? or look at ban balance and think 'I can put x amount onto card today? or, resist spending on a magazine and instead go home and put that equivalent into the pot?

Just trying to get my tired head round the idea, because I love the concept of padding!

My PaDs are mainly from my bank account too:

I round down the amount in my account, sending excess £s or pennies to debts.
I try to add an additional £1 or more to regular payments.


I do save change in a tin too, but I don't count it until it's a lump sum to be paid off a debt.

Most people try to cut back on buying coffee, sarnies, magazines etc to create more PaD money.

Lots of people utilise Ebay and online surveys to make extra money that can then be used as a PaD.

Basically you do whatever suits you best

sashanut

Hi all:j

This PAD-ict just popping in to PAD £2 coin to VW Campervan moneybox plz GAP - tkyou:j

the_mollusk

double dose of padding today (one more fix!) £4.21 to virgin from an ebay sale (edit: ok it's "today" for me cos i haven't gone to bed yet but really it's tomorrow... so i guess gap will decide which total that goes into )

rachel g - people seem to find the money from all over the place. all my pads are done over the internet, i.e. from my bank account, i.e. resisting buying unnecessary stuff and putting it towards my mountain of debt. i'm also on the £10 a day thread so my bigger pads have come from that this month, and i try and squeeze out at least £1 a day even when i don't have lots of money coming in. knowing i have to pad gives me enough incentive not to buy a coffee/sandwich/etc definitely join and you'll soon become a pad-ict

thevinternet

£1.11 for me today please, to overdraft 1 :O)

mooomin

£1 for me again.

Eager_Elephant

Did not have time to come on Friday or yesterday

But today I have PADed £3.30 to Halifax c/c

never_too_old

Morning all

Just made dgd2 pancakes for breakfast ,knew that pancake mix from dtd days would come in handy, hoping to go foraging today for sloes.:j

My pad today is £9 to various places:D

Erme

Have sinusitis so feeling particularly rough and barely been on here past few days with the meds change

Sorry you're so rough S.A.M....maybe cut back on TV and watch iplayer/itv player that way you get to keep your interwebby and get a good phone/broadband deal...

Also try the frugal living board or something to work out how to eek out those extra pennies....

Just a thought in the whole wage cut/redundancy thing....tell me to mind my own business if necessary (know how much I hate unsolicited advice)....

Sure you can make ends meet if you really want to

Somehow...get out that spreadsheet and get readjusting.(though readjusting to lower wage is hard - I know)

E

catspaw

Haven't been on for a while so £150 for me today please

girlatplay

Hi everyone.

Friday's total was a nice £3,494.64

Yesterday's total was a slightly more modest £295.27

Good work everyone


jet9cat that was a great PAD on Friday :T

SAM sorry to hear what is happening. Things have a way of working themselves out so something will come up for OH

Rachel G my PADs come from: if I get a lift to or from work I put the bus fare I would have used into a tin. We have a nice coffee shop a couple of doors away from my work and if I talk myself out of having a coffee the £1.80 goes in the tin. Mr G lives with us now and he gives me money each week for his "keep" haha so I sometimes put £10 or £20 from that into the tin. You get the idea. At the end of the month I write a cheque to the loan company for the amount I have in the tin. The money in the tin goes in the bank to cover the cheque

Enjoy the rest of the weekend.

Gap x
:cool: