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A Payment A Day - Part 11!

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Comments

  • Flower08
    Flower08 Posts: 4,771 Forumite
    OMG not long now then!! Doesn't seem too long ago you announced it... lots of people I know are having babies. I'm slightly scared as MrS made a comment about us and a child the other day when surrounded by couples with babies, and has also told me he thinks about us having children and can see it happening. Eeek.

    Well my friend was a week early so you never know :) I'm glad I've popped back in time for the big day!


    I know it doesnt seem like 5 minutes ago that I was shaking like a leaf telling OH that I was 6 weeks pregnant! Time has really flown by.

    Ooh sounds like things are going well with you and MrS then :D
    I too know lots of people having babies at the minute, must be something in the water :rotfl:
    Biggest Loser Weight Loss: 13 / 20 lb
  • Flower08 wrote: »
    I know it doesnt seem like 5 minutes ago that I was shaking like a leaf telling OH that I was 6 weeks pregnant! Time has really flown by.

    Ooh sounds like things are going well with you and MrS then :D
    I too know lots of people having babies at the minute, must be something in the water :rotfl:

    Not for me just yet thank you very much :eek:
    Became Mrs Scotland 16.01.16 :heart:Became homeowners 26.02.16 :heart:Baby girl arrived 27.10.16 :heart:Baby boy arrived 16.09.2018
  • £10 towards my loan.

    Smart_Guy
    NEVER AGAIN WILL I ALLOW DEBT TO CONSUME ME :naughty:




  • whoopieeeee i've finished paying off the loan from my mum!!!!! it was only little but it's the first time ever that i've paid off a loan without borrowing money from somewhere else so it feels amazing!!!!! :j:T now i can finally start snowballing properly :)

    so £35 to mumbank - paid off!!!!! (including a bit of interest for good measure!)
    plus £20 to virgin - snowballing begins!

    = £55 pad today!
    YNAB trialler. Debt at 2nd LBM, Sep 2015: £24,162. <swear>

  • jet9cat
    jet9cat Posts: 1,657 Forumite
    OK so we're finally getting there with the payments I'd been expecting so today £7.40 to the cc and £250 the OH's ISA which means we've now got enough in there to cover his HMRC bill in January, so a total of £257.40 plse GAP
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • Hi everyone,
    Well done to all those clearing those debts
    Jay Jay - hope the interview went well.
    I have got a dress for a wedding next year already (brought a few weeks ago) I had found a shrug to go with it in debenhams but would not pay £40 for it this early just checked on website as they had more bits in sale and this item was reduced to £20 and free delivery:T I am well pleased so thats me sorted for the wedding may not need it till June 2012 just need fasinator (sp?)
    PAS today £12.00 to CC
    Two months minimum bills 57%

    Debt total April 2010 £7962.28 DEBT FREE March 2012 100% cleared :T:T:T
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    PAD £1.07 for me today please to Barclaycard, I wonder what on earth their staff make of all these little payments if they ever see them :D


    Actually I think Barclaycard are maybe not too bad with this. I go in with the small change jar money in bags (usually no more than £8)with my Barclaycard statement and pay it off against it and they've never complained, although one cashier did once point out how long it would take me to pay it off at that rate!! I had to tell her that this wasn't all I was paying:rotfl:
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    saorsie wrote: »
    A sure sign of a PaD addiction if ever I heard one, you are very welcome to join our support group PaDders Anonymous! ;)

    Think perhaps I need to - have tendencies to OCD at the best of times and PADding is certainly feeding into that. Plus I think it is because everyone is so friendly and encouraging on here that I love dipping in and seeing what everyone is up to, like catching up with friends.
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • jet9cat
    jet9cat Posts: 1,657 Forumite
    edited 7 September 2011 at 8:03PM
    Flower08 wrote: »
    Agreed :D
    OH really doesnt understand it, everytime he looks at the account he'll say "isnt it strange how the balance is a round number". "Yes dear of course it is :)".


    :rotfl:This made me laugh out loud and my OH gave me a funny loook - I can relate to this. I don't round accounts off but like the sound of the idea, especially when you can't afford to do big pads it makes you feel like you're still chipping away. However, as previously stated I can get a tad obsessive and think this would definitely have this effect.

    Well done on paying off mumbank, mollusk. I too owe money to sister/brother-in-law who has said not to bother paying it back, they've written it off but my sense of pride says no, we borrowed it to get straight which didn't work out but as a matter of principle it gets paid back - especially now their kids are nearing uni, they'll need the money.


    PS - sorry about the multiple posts, not clever with the quoting from different sources in same post!:)
    Every penny's a prisoner
    PADding is addictive
    MFW August 2023 - unless I get my butt into gear :D
  • Erme
    Erme Posts: 3,597 Forumite
    Part of the Furniture Combo Breaker I've been Money Tipped! Debt-free and Proud!
    Flower08 wrote: »
    :wave: Hello stranger! Debt busting has kind of ground to a halt here as well, lots of money been going on baby stuff! Bump is getting big and uncomfortable, 4 weeks til due date - eek!
    Once I have finished nursery this weekend he can feel free to start thinking about making his appearance :rotfl:knowing my luck I'll go overdue!

    Glad to hear you are ok, have been wondering where you were!

    and then you'll have the fun of being induced :eek:

    And he'll be huge....a 10lber (can be done...my best friend's daughter was a 10lber)......

    Maybe he's a politician in your belly? Or a new big fat bank? Just a thought LOL

    E
    :dance:
    I believe in the power of PAD
    Come and join us on the Payment a Day thread
    :dance:
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