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credit card fraud? have you been done recently?

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  • James
    James Posts: 2,059 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Banks are routinely refusing to compensate victims of fraud because they insist the customer's own card must have been used and the customer must, therefore, have been at fault. Without actually saying so, they are alleging that many victims are lying.

    Even the Association for Payment Clearing Services spokes person agrees:

    'You need to put pressure on your bank to explain why they are saying you did these transactions yourself. There are lots of ways someone can fraudulently get at your Pin and card.

    Story here.
  • James
    James Posts: 2,059 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Liability for Card Misuse?

    Want to really deter thieves AND catch them?

    A solution click here.
  • James
    James Posts: 2,059 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Det Sgt Niemer said the culprits could have collected the card data electronically - without the knowledge of staff."

    I'd remind all card users to always use their free hand to cover the keypad when typing in pin numbers to confirm payment.

    Comment: Covering PINs great tip, but what if the PINs are being collected electronically too?

    Story Click HERE.


    Tips:

    Check your statements.

    Opt for Chip and Signature Cards (NO PIN = NO DOSH FOR CROOKS).

    See previous posting.
  • James
    James Posts: 2,059 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Folliwng on from the rigged ATM or ATMs in Aylesbury this week, another garage Scam has raised it's ugly head in Kenilworth.

    Credit Card Scam Hits Customers At Shell Petrol Station.

    Story click here.

    Dare I suggest that the reported 126% rise in fraud on uk-issued cards overseas can be blamed not on chip's but PINs.

    Same tips:

    Check your statements.

    Obtain Chip & Signature Credit Cards and continue to sign.
  • harryhound
    harryhound Posts: 2,662 Forumite
    If you missed it at noon on Saturday, BBC Radio 4 has a report as almost the final item in the program, you can catch it again on Sunday evening or "listen again" during the week.

    It would be funny if it was not so serious. The program reported on upstanding citizen Tim. While searching in Google, Tim stumbled upon two dozen pages offering lists of: Name/Address/Card-type/Card-number/start-date/Expiry-date/Security-code.
    So Tim tried to report this gaping hole in security:
    Mastercard could not be bothered to reply.
    Crimestoppers told him to go to his local cop shop.
    APACS buck passed him to
    SOCA (Serious & Organised Crime...) who told him they did not deal with ordinary members of the public.

    Frustrated he contacted the BBC.

    APACS did not buck pass the BBC; they put up Sandra Quinn.
    She is getting quite famous on moneysaving expert. Google awards her 24 appearances. I realise the poor woman is just doing what she is told BUT the stance of "It is a police matter not an APACS one" just won't hold water. Since April this year the police will not accept cases of plastic fraud from members of the public.

    Sorry Sandra "Janus" Quinn you cannot have it both ways.

    I have posted below, my report on moneysavingexpert from earlier in the year. Isn't the truth that the banks and the police cannot cope and both are trying to shift the responsibility one onto the other?

    "" Banks may or may not be reporting cc fraud losses to their shareholders but today we have questions being asked about the huge improvement in cc fraud figures as reported to the police by the banks.

    The BBC, in its struggle for "balance" put up [FONT=Geneva,Arial,sans-serif]Sandra Quinn of Apacs, who sounded as if she could not convince herself, let alone the rest of us. Reduced to muttering some platitudes about the police never having had the resources to investigate anyway. [/FONT]

    That is all right then, come to Britain for honest money. The banks are getting on top of the CC fraud mountain and the government has not been allowing the money supply to balloon at 12 percent a year.

    Harry 21-06-2007, 8:59 AM""
  • James
    James Posts: 2,059 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    I was quite surprised Sandra Quinn from APACS didn't metion the Specialist Police Unit the Dedicated Cheque and Plastic Crime Unit. (DCPCU).

    Maybe she forgot the DCPCU is fully sponsored by APACS.

    At the very least the DCPCU should have been able to either deal with this themselves, or point a confused Sandra in the right direction.
  • James
    James Posts: 2,059 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Confidential banking details of more than 100 accounts and PIN numbers used in a £105,000 fraud were discovered by police because of the vigilance of a supermarket security guard.

    Northampton Crown Court heard the scam involved placing fake covers on cash machines to obtain card details and using cameras on the ATM.

    The details were then transferred onto mobile phone top up cards and also used in cash machines.

    Story click here.
  • James
    James Posts: 2,059 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Used your card in the village shop/petrol station at Houghton-on-the-Hill?

    Check your card accounts.

    An entire village may have fallen victim to an elaborate international credit card scam, police believe.

    Story from the BBC click here.
  • harryhound
    harryhound Posts: 2,662 Forumite
    Jim Funnel, the owner of the garage and general stores in Houghton on the Hill, was interviewed on "You and Yours" on Radio 4 at lunch time today.
    Because the village is a relatively self contained community they were able to realise that the local garage was the common link. HOWEVER Jim (and the police?) seemed genuinely at a loss to understand how the invincible chip had been compromised. The pin-hole camera watching the key pad, the usual technique, seemed not to have been used.

    It makes us consumers about as confident as commercial banks lending to Northern Wreck.

    Harry.
  • hello, i just discovered that a person in Birmingham has ordered products from India using my credit card.
    foolishly she entered her address on the billing form as part of the fraud:
    Miss Audrey May Thomas
    62 Gowan Road, Saltley, B83JJ Birmingham , UK

    Maybe i should go and confront this person, but alternatively, where can i report her online? i have googled, and havent yet found any site for this.

    regards, alex
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