Little Miss Mortgage Free Wannabe

Little*Miss

Yea it's hard to read everyone's I just try and pop in now and then like you see if I've missed anything:p

Little*Miss

Sunday again boo!

I'm back to work properly tomorrow and I'm quite nervous I hope it all goes ok! At least I'll be bringing in a little more money.:)

I've tried to sort myself out a budget although we haven't moved in yet, and I haven't had my first paycheck so it's a little rough. The money just disappears! I have budgeted for going out, birthdays ect all the little things which I could probably cut down on to be honest, but I thought it is best to budget this in and if I have extra left over which I should do then it all gets saved! :T
With all the additional extras and bills ect I will have £144 left over so not too bad. But I'd love to get married in the next couple of years have little ones soonish but not too soon!

Since getting a new place the pressure from both our families to get married and have kids is unreal! I don't know if anyone else has found this?
I keep thinking no we have to wait till its the right time and I don't want to rush anyway.
I think it's going to take us up to mid 2012 to get the house how we want it, save for the wedding in 2012 & 2013, get married in 2014 maybe.
Also OH has been offered a promotion at work, he goes away for his lance corporal training end of Oct till early Dec, then he's away in Feb for a while and then some other training. He's going to be really busy. Then tour number two in March 2013. I think marriage and babies come after me getting a steady job and all OH's work and training has settled. But hey its the army it never gets better!

Anyway enough of me going on!

This week I am going to ummmmm haven't really thought about this?

1. Make £5 on surveys this week. (okay not a grand amount but hopefully doable.)
2. Transfer Quidco money to bank.
3. Add all new receipts to my spending dairy.
4. To add more to-do's when I think of them!

Night night MSers!

xxxx

SeriouslySeekingtoSave

Hi Little Miss - I haven't seen your diary before so :hello:

Must be rough to have your partner away all the time.

Little*Miss

Hi SeriouslySeekingtoSave! Thanks for saying hi!:D

Yea it's not great him always being away and sometimes causes the odd argument.
I'm lucky in some ways my job keeps me busy in the week. But I think when we actually move in(sometime this side of xmas I hope!) I might get a bit lonely. At least he is on a good wage in the army at least thats one positive. It's not too bad really I'm just griping today!

Back at work today and I actually had a really lovely day! Nice to be back and see the kids well big kids really their all bigger than me!
Also think I may be getting a few more hours I'm not going to moan it will all help, so I've just said yes to everything.:D

So tonight I'm going to sort out my timetable note down half terms (to keep me going!) and sort through some e-mails, surf on here for a bit then sit down to watch Doc Martin!:D

Hope everyone's Monday has gone ok!

xxxxxx

Little*Miss

Just posted on cha97michelle's new christmas thread, so thought I'd update the dairy too.:D

I really need some small goals to keep me motivated till Jan when hopefully things at house and work have calmed down a bit. I think they are all reasonable and doable.

I think saving a grand may be quite hard, but I do like tough goals, they seem to motivate me more.

Works going well, very tired though the kids take it out of you! I'm going to try and stick out my second job although it means working 6 days a week which I find nakering and also I only see OH weekends so may get fed up of constant working. Will at least try and stick it out till Jan. I may book some holiday off give me something to look forward to. :T

Money
• Save or OP £1,000 by the end of December 2011.

Health:
• Getting off the Mac by 9pm every night!
• Get into bed by 11pm every night.
• Book an hour out for me each day.
• Get back to my goal weight of 8 stone and get toned.

Up the ante:
• Have 3 NSD’s a week.
• Complete all surveys sent.
• Continue working at my second job till Dec if I can.
• Household- Decorate and furnish the lounge, study, bedroom and bathroom all by xmas.

Frugal Fun:
• Stick to a £50 food budget a week.
• Set a budget for Christmas and stick to it (try and get as many gifts for charity shops car boot etc.)

Night night all!

xxxx

CathT

Good goals there Little Miss.

Little*Miss

Cheers my dear!:D

I don't want to go crazy I think there's enough there though.

Had work today but pooped round the house as I had a half day(thank god) spent 3 hours there so did a little work. White washed the hallway. But unfortunately under the stairs where it has been damp proofed, the plaster is still damp and all the paint bubbled up, so washed it straight off rather than sand it all tomorrow. One step forward two steps back seems to be synonymous with this house!
Also spotted some wallpaper under the radiator which escaped the stripping what a fool!!!
A little frustrating but I do feel like everything we do is getting us to the final product now, it's coming together a little more.

I have another half day tomorrow, so will be back round the house:T might as well enjoy it as work seem happy to keep booking up all my time. I think the half days will have disappeared next week. All extra money so can't grumble!

Right better get off the laptop as it's almost nine!:D

Night night lovely people!

xxxxxx

Little*Miss

Hello all,

How lovely is this weather!

I know it is past nine and I'm still on the laptop, but the footballs on and I really don't want to watch it!

Worked an extra three hours extra today as my colleague was off ill so I covered her job. Was a bit of a pain as I drove all the way back home and had to go back into work! But they said they would pay me for two hours worth of work. (As I needed to look after a student but had two hours between their lessons.) Work said I could check my e-mails do whatever in this time as a thank you I think, so I did! Made 80p on One poll, had an internet surf. So that was pretty good although it did take me away from the house and I really wanted to get on but oh well the house is still going to be there tomorrow (hopefully!)

So yea works going well quite busy so all good! The house is also coming along, just a bit of decorating now. Everyone keeps moaning at us as to when we are moving in. I don't care we are still paying the mortgage at the end of the day!

So tired now may have to cut this entry short. Oh I have also started to make a list of all the things I need/want to do as I have been feeling a little overwhelmed lately. This has really helped keep me motived and less stressed!
I may make a list on my dairy of everything achieved in my day I dunno yet don't want to clog up the boards really! I need to keep setting myself little goals or else I just seem to get consumed in work!!!

Anyway I'm going to stop blabbing on this dairy must be so boring to others lol!

Night night lovelies

xxxx

Little*Miss

Quick update on how things are going.:)

Money
• Save or OP £1,000 by the end of December 2011. Although I haven't paid anything off the mortgage just yet, I have been working overtime so hoping to put this money away when I get paid. Also waiting for Quidco to pay out £85. I think I should be able to reach target as long as I don't go mad at xmas and I'm not planning too!

Health:
• Getting off the Mac by 9pm every night! This is going quite well not managing this every night but most.
• Get into bed by 11pm every night. Again most of the time I can do this need to be in bed on a work night by 11pm!
• Book an hour out for me each day.This is going ok even if it's just making sure I get a proper lunch break!
• Get back to my goal weight of 8 stone and get toned. I need to get on this! I aim to at least weigh myself this week!!!

Up the ante:
• Have 3 NSD’s a week. Completing this.:T
• Complete all surveys sent. Yea I need to work on this although I do check OP and always complete my you gov surveys.
• Continue working at my second job till Dec if I can. Still doing this although I'm getting so tired, but I'm going to stick it out! Won a bottle of wine last week for completing a staff quiz too!:D
• Household- Decorate and furnish the lounge, study, bedroom and bathroom all by xmas.This is going ok, almost ready to start paining these rooms.

Frugal Fun:
• Stick to a £50 food budget a week.Completing this so far!
• Set a budget for Christmas and stick to it (try and get as many gifts for charity shops car boot etc.)Need to start going round the charity shops I never seem to have the time though! Will try and start looking for xmas pressies soon!

HeavyHorse

Hi,

Just come across your thread, good luck in your journey. I am in process of buying a house. Mortgage offer in just waiting on solicitors to sort themselves out, takes ages..hopefully moving in by Nov

I too will be setting goals like yourself :-)

good luck