Little Miss Mortgage Free Wannabe 18 June 2011 at 4:52PM in Mortgage-free wannabe 103 replies 12.2K views

Little*Miss

CathT wrote: »

Well done on the cashback, I wish I'd found cashback sites years ago!

Hope diabetes test goes ok.

Thanks Cath I really don't think I have it, I do have a few signs I think my blood sugar gets a bit low I don't think I have diabetes though, but my friend keeps moaning at me to get tested, now I am off for the holidays although trying to find work, I do have the time to go down and see my doctor.

Cash back sites are amazing I love them!:D

bentleyorchard1984

How exciting!!!

I too have only just joined this site and just going through all the forums has also made me re-think how good I am with saving money!

I am hoping to get a mortgage sorted ASAP for a plot my partner and I have fallen i love with but its proving a bit tricky, as its a self build and not many people are lending!

Best of luck with everything!!

Best wishes

Little*Miss

Hi bentleyorchard1984 thank you for leaving a comment:D

This site is great! Your be saving money in no time!:D

The self build idea sounds fantastic don't give up on it! Noticed your from Cornwall I love it down there your so lucky to live there.:D I'm sure the plot you have found is beautiful I can imagine it now very jealous!:D

Good luck! Oh and let me know if your start up your own thread.

xxxx

Little*Miss

Hello again just a quick update whilst I wait for lunch to cook!:D

I have been sorting out house things so far this week. I have finished all paper work yes at last!!!

I have also sorted though my house spreadsheet, I've started to list everything we will need for each room and the get an estimate for this. Unfortunately we can't do it all at once. But at least now I can check more easily that we are on target and not overspending. A lot more user friendly. I am becoming the spreadsheet queen!

Packing is coming along just packing what I can when I mange to accumulate a few boxes. Although its a little exciting it's mainly very boring.

Today I have sorted out the water yay and I hoped to sort out the council tax, OH works for the army, his main residence is at camp, he even pays council tax for it! We should get a 50% discount on our council tax, but my council doesn't want to play ball!:( I have been busy getting some more information, spoke to the AFF (Army families federation) got a get piece of legislation which says we are entitled to it! Yay so have e-mailed this off so I'm sure a bit more work to do on this but I'm not giving up!
I know people might think oh lucky you but the amount of money OH spends driving back to from camp on weekends is insane so this will make a huge difference. I'd rather pay full tax and have OH home all the time. *Sigh

So yes today I'll try and sort this out if I can, I'm hoping to start looking at a few jobs now the hard work is done and there is little to do now till we move in next week.

The whole job thing is stressing me out, I wont start back at the college till end of Sep now, I feel so bad having nothing to do all day! Luckily I have had the chance to sort out all the house things so in some ways this has been the best time to have the time off!
I just need to make the effort to keep looking and actually applying!

I know what I'll do today too, try and sort out OH birthday present! I thought I saw an amazing deal to see Michael Macintyre for £35 each, all good started getting excited planning it all only to work out it was for next year lol! So I'm going to try and find something just as good.:T

I'll also try to complete a few surveys if i can.

Hope everyone is have a good day!:D

Little*Miss

Oh dear another week over already scary!

We move into our house on Friday I'm very excited!!!:D I think we are almost ready! 4 sleeps to go!

Still waiting on the council to get to us about the tax. I've think I've worked out the best deal for gas and electric- a little confusing for someone has no idea! Got a deal just need to sort it all out tomorrow, should get £40 cash-back and £100 back just by setting up direct debits! Although I won't get this as a lump sum, they take it off each month.

I feel like I should buy a few more things for the house tour get together, I have a small pack of biscuits and shortbread a couple of bottles of wine, pack of cider, pack of fosters a bottle of carva and I think I may have some other sparkly somewhere. I'll buy some more squash as I think most people will be driving. I'm not really worried about the drink situation but I might get some more cakes etc.
OH says I'm going over the top but I'm excited and I don't want people to think we are tight and I don't want people to be hungry. I just don't know how long people are going to stay for. Hmmmm anyway.....

Got some bargains at the car boot, a cooling rack for 50p dust pan and brush for a pound and a sweeping brush for a pound.
Also received some freebies off OH's mum, tooth paste X2, ice cube tray, dove moisturizer, massage oil, E45 wash, bubble bath and a detergent for the washing. Just can't beat freebies!
Updated my house furnish and decoration budget so I know exactly how much everything is going to cost in turn does help in the money saving.

For the rest of the week it's just going to be boring house things I'm afraid. Packing up and tidying I was going to put some bits on ebay but I don't think I'm going to have time to post things off if it sells. So I'll wait till we are a bit more settled in the house.

This Week:
1. Set up gas and electric.
2. Pack up another 5 boxes.
3. Finish cross stitch tree.

Little*Miss

Hello!!!

Only two more days till we move in!!!! I'm very excited but also the worry of all the bills etc is starting to hit me. I'm a little scared but I'm sure it will be ok.

I have decided to not go mad with the whole house tour thing, as extra I'm just going to buy some squash, bake some flapjacks and some chocolate crispy cakes and that is all!:D
I really wanted to buy my mum and dad something as a thankyou as they have been so helpful and supportive, mum says no that defeats the whole object, so I though ok doesn't really make sense. Instead I'll just get them a nice card and I might cross stitch them a picture.

I have nearly finished my picture for the house, its a cross stitch of a house and garden and says home is where you hang your heart. Originally I thought I could sell my cross stitch but it's takes far to long to make any profit! I do love doing it though.
Not sure if I have time to finish it by Friday but I'll give it a go. :T

Sorted the gas and electric out and received £40 cash-back!:D

So far all together I have made £108/£170 the save £10 a day challenge is really motivating.

Started to sort through I few more bits, checked all my Amazon listings. I may sell a few Wii games at Gamestation when I'm in town tomorrow. They are going for about £4 on amazon I doubt I would get much at a car boot so will see what Gamestation will offer. Better than them sitting on a shelf getting old.

Still have to sort and keep packing but it's defiantly getting there.

I really need to try and get another job sorted but then on the other hand OH is home for 3 weeks on Thursday I'll be back at work in Sep. In the mean time there is lots of house stuff to be getting on with so it's tricky do I just wait it out? Things at work may improve in Sep I may have loads of hours so no need to worry but you never know. I need to keep looking really at least just go for the jobs I really like.

So today I'm going to try and check out pigsback as this has been mentioned a few times to me, see what that is all about. Job hunt and do a little cross stitch in the garden if the sun comes back out!:D

Over and out for now!

xxxx

hastie

Good luck with the house move.

CathT

Good luck with the move.

Little*Miss

Thank you for the good luck wishes!:D

We are now in the house! Although we haven't moved in as such yet! OH and his brother are tiling the bathroom today so taking a little time out to pop onto here! I feel so guilty though so i'll have to be quick.

The house tour went really well everyone seemed to love the house which was nice!
I think the whole money saving may go out the window this month, I'm hoping to get most of the work done through August and start on saving money again in Sep.
Although I have the cash-back from Quidco £85 which I am really tempted to put towards our first overpayment. But there's so much to do with the house I don't want to go short, and OH needs a new car soon, so it's tricky.

We have striped the main bedroom of the delightful black and white striped wallpaper, unfortunately the walls are terrible so will need to be plastered by a professional.
Have stripped the bathroom out completely, and managed to get the horrible chip board off the walls, we have started to fill the wall and sand in the bathroom so saving paying to plaster this too. OH and brother have plumbed in the new bathroom yesterday and hopefully can tile most of it today.
I've spent yesterday weeding the garden it's taking forever it's in a bit of a state. May continue this today.
Was going to change my address at a few companies, sort through my paper work and try to sort out a monthly budget now I have some more accurate figures.
It's getting there it's a slow process but it will look nice when its done.:D

The new house location is great, I can just walk into the highstreet now, yesterday I went to the charity shops (walked saving petrol!) got myself a lovely decorative vase for the house for £1.75! :T

So yes I better get on and do something useful!

Good luck with the money saving people!

xxxxx

CathT

Am glad the move went well and you're starting to get settled. Let yourself ease in gently, it's expensive setting up a home. See where you are next month in terms of making OP's - no point leaving yourself short when you have so much to do.