📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

227 sleeps till I wake up debt free.

1…2021232526

Comments

  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    That's faboulous!

    I too am starting to save now to pay loan off - will make overpayments everytime i hit the £500 mark. Can't wait!!!

    You will soon build your savings pot back up. Are you going on the MFW boards then?

    xx
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)
    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • Skint_but_Optimistic
    Skint_but_Optimistic Posts: 3,391 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Overpayments are the in thing! Im doing a bit extra every month and saving for lump sums too. Will be lovely to be debt free, you will need to tell us how it feels...
    Trying to shift that debt!
  • DebtFree2012
    DebtFree2012 Posts: 3,573 Forumite
    Have you seen the debt free roll of honour? I've got it listed so when it's updated I get told - I use it for motivation/encouragement and plan what i will write on there once I am DF!!

    xx
    Debt - CCV £3792
    CCB £1383 (took a hit for a holiday)
    Loan 1 £1787
    Loan 2 £1683
    Total £8601 Was £39302
  • needingaccountability
    needingaccountability Posts: 483 Forumite
    Debt-free and Proud!
    DebtFree2012 wrote: »
    That's faboulous!

    I too am starting to save now to pay loan off - will make overpayments everytime i hit the £500 mark. Can't wait!!!

    You will soon build your savings pot back up. Are you going on the MFW boards then?

    xx

    No I think I'll just hang around here, I don't like change :rotfl:

    Actually the fact I'm trying to pay off an endowment shortfall feels more like a 'debt' than a MFW. Mortgage will be finished in 3 years anyway.
    LBM April 2011 £4906

    :j:j DEBT FREE 4th NOVEMBER 2011 :j:j
    Clothes Challenge 2011 £60.24/£200
    Virtual sealed pot #136 - £1.60 Sealed pot # 1365 Nectar card - £8.80 Overdraft £0.00
    Do I need it? Can I afford it? Is it cheaper elsewhere?
  • Skint_but_Optimistic
    Skint_but_Optimistic Posts: 3,391 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Thats amazing debt and mortgage free in the next 3 years. You will feel wonderful I am sure!
    Trying to shift that debt!
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    you must be nearly there now NA. how close are you?? I've got less than a week for my due date if you still want to beat me ;)
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • needingaccountability
    needingaccountability Posts: 483 Forumite
    Debt-free and Proud!
    9 days for me Starnac, hope you beat me!
    LBM April 2011 £4906

    :j:j DEBT FREE 4th NOVEMBER 2011 :j:j
    Clothes Challenge 2011 £60.24/£200
    Virtual sealed pot #136 - £1.60 Sealed pot # 1365 Nectar card - £8.80 Overdraft £0.00
    Do I need it? Can I afford it? Is it cheaper elsewhere?
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    needingaccountability wrote: »
    9 days for me Starnac, hope you beat me!

    no offence NA but so do I ;)

    can't believe you are so close to being debt free. you must be so excited
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
  • needingaccountability
    needingaccountability Posts: 483 Forumite
    Debt-free and Proud!
    One week to go and it all goes pearshaped! Well almost, I think if I shuffle things around in a 'rob peter to pay paul' fashion I can work this one out.

    Dear hubby is a very wonderful low maintenance kind of guy. He has in absolutely no way been responsible for the mess I got in, unless you count not noticing. So when he walks into Harvey Nics (of all places!) and tries on the jacket of his dreams, a Belstaff Roadmaster, (apparently wanted one for the last 30 years!) and looks so incredibly good in it that my DD 17 says he could pick her up from college in that, who am I to stamp all over it. It's been 15 years since he last bought a jacket!

    So we are off to get it tomorrow, praying I got my maths right!
    LBM April 2011 £4906

    :j:j DEBT FREE 4th NOVEMBER 2011 :j:j
    Clothes Challenge 2011 £60.24/£200
    Virtual sealed pot #136 - £1.60 Sealed pot # 1365 Nectar card - £8.80 Overdraft £0.00
    Do I need it? Can I afford it? Is it cheaper elsewhere?
  • starnac
    starnac Posts: 5,946 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    wow if your 17yo approves he def should get it :rotfl:

    shame it wasn't prim ark though ;)
    Goals for February
    Declutter 2/50
    Money Made £0/£200
    Overpayments £0/£200
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.3K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.3K Work, Benefits & Business
  • 599.4K Mortgages, Homes & Bills
  • 177.1K Life & Family
  • 257.7K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.
Update Your Picture