Unoffical Existing Customer Balance Transfers

losbol

With bank transfers completed within the same day as can be found on http://www.canipayfaster.com would this mean lower charges ?

jpwjpw

sky and hsbc said they had no offers at the moment but M&S increased my limit for me and gave me 0% for 6 months (2% fee).

I hope that faster payments thing does affect it. Its crazy that it takes more than 3 days for stuff to go through!

mm66

i got an offer of 0.4% and 2% BT fee from Natwest mastercard for 9 months. This was apprently reduced fee from 3.5% normal. I declined at that point but am wondering if this is a good offer?

Jefftuk

i was offered a capital one card
with a 4.4% on balance transfer for life and 12%
on new purchases, is it for real?

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Jeff the Online Coupon Shopper

udydudy

Anybody get a LLoyds TSB BT offer in the recent couple of weeks

Bismarck

jpwjpw wrote: »

sky and hsbc said they had no offers at the moment but M&S increased my limit for me and gave me 0% for 6 months (2% fee).

Is that a relatively old M&S account...I've not phoned them for a while but they've said over the last 9 months that they're not doing BTs....

baron777red

my mbna card must have expired cos they have sent me a new one, and they are offering me 0% on bal tfrs until march 2009,

ive got a £6500 credit limit, and my other 0% deals finish in a few months, so i will probably transfer them over to this

unless i could get a new card with a longer period of 0%, and with the same credit limit, but i dont hold out much hope.

jpwjpw

I've had the account around 2 years, and have done 2 previous transfers too. I have used it as a spending card for the last 6 months though.

Bismarck wrote: »

Is that a relatively old M&S account...I've not phoned them for a while but they've said over the last 9 months that they're not doing BTs....

Spen08

Spen08 wrote: »

Hi, just called MBNA and they agreed to the 0% for 9 months at 2%

Hi, I've just had my 2nd statement for the above bt and it says 'next months estimated interest is £1'? There was no interest added on the 1st or this statement and the card had a nil balance for about two years prior to the bt. Just wondered if anyone knew the answer before I rang them.

Thanks

Bismarck

jpwjpw wrote: »

I've had the account around 2 years, and have done 2 previous transfers too. I have used it as a spending card for the last 6 months though.

well...tried them re balance transfers as I have a hefty limit and it's good to know your options...I'm also using it as a spending card but you never know.

me : "are there any balance transfer offers available?"

"you need to wait to receive some special promotional offers before contacting us"

me : "so you're sending me one?"

them : "you need to be one of the lucky ones with a special offer"...

THEN:

"please tell me when your car insurance renewal is"

me... "No, goodbye..."

welcome to the M&S tombola....sheesh!