Financial Institution Is Destroying Me

1bill32

hi i am new on here and i dont know how to start a thread so forgive me for hijacking this one..
i have had a basic account with Barclays for 4 years but i havent used it for about 18 months, and last week i pulled my credit file and saw that i had an 'S' marked against in nov last year. i called the bank and they said that i needed to gointo the bank with id as it had now become inactive. i went into the bank and showed the id and was told that they have closed my account and i would now have to apply for anoth one to open. i said that this would then damage my credit file as they would have to do another search, the gil in the bank said that because my account would have been inactive that this would have been damaging my credit file? and although there is only 15p in the account it is maine and they never said they were closing it there questions i have are
1, can they close it
2, does an inactive accoun that is in credut damange your credit file
3, can they keep the 15p (as to me its not the money its how they have done it)

i hope someone can help me

bill

DVardysShadow

1bill32 wrote: »

hi i am new on here and i dont know how to start a thread so forgive me for hijacking this one.

Go to this page and look for the 'new thread' button.

Please start a new thread and either delete your post on this thread [using the edit button on your post] or post again on this thread to say you have started a new thread.