Financial Institution Is Destroying Me

simon3000

pls dnt hate me i appreciate u all , thank u beth

Beth86

One thing I have found though - it's so much easier to keep correspondence to letters. Keep one copy for yourself and then keep everything in a folder together and categorized.

I have 14 creditors and it is so easy to lose track of who's sent me what when and who I've sent letters too, so now I have a filing box, and each creditor has their own poly pocket. (As nice as a computer is to organise things - I've discovered how unreliable they can be aswell, esp. when the hard drive packs in). Also I'm printing off all my SoA's as my circumstances change and you can look back and realise what exactly goes on month to month.

Oooops, sorry for babbling!

ancasta_2

Come on Simon... now the balls rolling it will all be plain (ish) sailing from now until debt free eternity.

Chin up, things get better.... and keep cracking that whip.

simon3000

Beth86 wrote: »

One thing I have found though - it's so much easier to keep correspondence to letters. Keep one copy for yourself and then keep everything in a folder together and categorized.

I have 14 creditors and it is so easy to lose track of who's sent me what when and who I've sent letters too, so now I have a filing box, and each creditor has their own poly pocket. (As nice as a computer is to organise things - I've discovered how unreliable they can be aswell, esp. when the hard drive packs in). Also I'm printing off all my SoA's as my circumstances change and you can look back and realise what exactly goes on month to month.

Oooops, sorry for babbling!

:beer: thank you

Beth86

simon3000 wrote: »

:beer: thank you

No problem!

smashedbooboo

Hi simon3000. how you doing, any update hun xxxxxx

simon3000

Still waiting to hear from Barclays, my credit file is now clean apparently, all incorrect information has been removed now. How do i rebuild things creditwise?

simon3000

Hi I am paying Barclays debt management company their agreed monthly payment of £10 , i just paid this months ammount and the woman now says she wants my employer's phone number and address. I obviously refused but is there anyway of stopping this? I don't want my employer to know about my personal debts, is there any way they can find this information? Also why are they harassing me when I am keeping up with my payments? someone please advise me on how to handle this debt collection agency.I will get fired if they start calling my employer.

simon3000

Her issues are :

1) Why am i not on benefits
2) How can i afford a prepaid mastercard

:mad:

simon3000

Do I have to get a credit report from all three companies?

I have one from call credit after joining garlik, should i also join experian?