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Nudged someones car in car park - now they're claiming they were injured !

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Comments

  • the small tesco express near me has cctv covering the car park to film all entering and exiting the premises for safety of their premises and customers.

    i highly doubt they would be able to give you cctv of the car park data protection excuses would prevail over you.
  • vaio
    vaio Posts: 12,287 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    the small tesco express near me has cctv covering the car park to film all entering and exiting the premises for safety of their premises and customers.

    i highly doubt they would be able to give you cctv of the car park data protection excuses would prevail over you.

    I thought under data protection they were obliged to give you a copy of any recording that includes you.
  • SailorSam
    SailorSam Posts: 22,754 Forumite
    10,000 Posts Combo Breaker
    number of years ago i had a near miss, no damage whatsoever and the women said she was fine but then put a claim in against me. THe first i knew of it was when the police knocked to ask why hadn't i reported an accident.When i tried to complain to my insurance company that the woman was 'pulling a fast one' they told me it was easier to pay out than to investigate it.
    Liverpool is one of the wonders of Britain,
    What it may grow to in time, I know not what.

    Daniel Defoe: 1725.
  • SailorSam wrote: »
    number of years ago i had a near miss, no damage whatsoever and the women said she was fine but then put a claim in against me. THe first i knew of it was when the police knocked to ask why hadn't i reported an accident.When i tried to complain to my insurance company that the woman was 'pulling a fast one' they told me it was easier to pay out than to investigate it.

    Great. I can see that happening to me.

    Thing is insurance company have got this company, Brownsword, coming to see me tonight. Surely they would have just taken a standard statement if they werent bothered rather than pay (I assume) these people to come and visit me?
  • Gordon_Hose
    Gordon_Hose Posts: 6,259 Forumite
    Debt-free and Proud!
    Let us know what they say.
  • If the Tesco CCTV footage holds a picture of you they are obliged to give it under DPA for a maximum fee of £10.
    If your insurance company is dealing with the claim for you then they can and should pay for this, as they will be looking to decrease the cost of the claim. You should also arrange a Without Prejudice inspection of your vehicle via your insurer or their insurer, meaning a motoring engineer will assess the damage to the vehicle in line with whatever they are trying to claim. Your insurers may also ask for an inspection of their vehicle for the same reason. Just make sure your insurers don't offer any sort of quick cash settlement to keep costs low. Used to work in motor claims and unfortunately saw this kind of thing all too often.
  • Robos215 wrote: »
    If the Tesco CCTV footage holds a picture of you they are obliged to give it under DPA for a maximum fee of £10.
    If your insurance company is dealing with the claim for you then they can and should pay for this, as they will be looking to decrease the cost of the claim. You should also arrange a Without Prejudice inspection of your vehicle via your insurer or their insurer, meaning a motoring engineer will assess the damage to the vehicle in line with whatever they are trying to claim. Your insurers may also ask for an inspection of their vehicle for the same reason. Just make sure your insurers don't offer any sort of quick cash settlement to keep costs low. Used to work in motor claims and unfortunately saw this kind of thing all too often.

    Ultmately, though do I have any say in what my insurer decides to do?
  • d.ross_2
    d.ross_2 Posts: 593 Forumite
    edited 3 April at 1:58PM
    [quote=[Deleted User];44474794]Ultmately, though do I have any say in what my insurer decides to do?[/QUOTE]

    In a word 'no'.

    This is why you should complain to the ombudsman if the pay out on what is obviously a fraudulent claim.
  • Tilt
    Tilt Posts: 3,599 Forumite
    Did the OP pick up on posts #37 & 38? As an 'injury' occured, has the 'incident' been reported to the police?
    PLEASE NOTE
    My advice should be used as guidance only. You should always obtain face to face professional advice before taking any action.
  • d.ross wrote: »
    In a word 'no'.

    This is why you should complain to the ombudsman if the pay out on what is obviously a fraudulent claim.

    Fraudeulent in my eyes because I know what happens. But I'd imagine the other partys story is going to be different.

    Would the ombudsman then get involved in this argument?
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