Best Current Accounts Discussion Area

pigeonpie

Sorry does anyone know if the First Direct offer of open a current a/c, get 50 pounds credit and a CD Wow 15 quid voucher is still on? I can only see the 50 pound credit on their website for switching to them. I did a forum search but it throws out the word "First"!! & can't find the link someone posted a while ago.

They can't force you to close your old 0.1% interest bank account, but if you don't,can they withhold the 50 quid? Would be paying in a salary each month and using it for the dds.

cheers

BoRacic

JoSchmo wrote:

I've been turned down for both the Premier Plus and Premier accounts since reading the article

I've been with HSBC for about 5 years - have £1400 overdraft, £400 on a credit card and a £9,000 professional studies loan. My wages are about £1300 a month.

But I've just moved house this weekend and haven't been at an address prior to this for longer than 6 months - at some addresses I wasn't on the electoral roll as I was staying with friends - does anyone know if this is why I've been turned down?

Also if there's anything I can do to get them to reconsider?

(Hope this is the right place to post this by the way!)

:idea: To: Jo
I also applied to A&L and was turned down.
To get them to reconsider I was advised to email to: underwriting.review@alliance-Leicester.co.uk
Unfortunately for me, they wrote back still saying No, but it's worth a try for you.

Now can anyone help me?

Have a bad credit history but after selling my house:
1. I have paid off all my debts.
2. Am now in full time (long term) employment.
3. Am now always in credit.
4. I have a little money over to invest.
5. Do not want a credit card.

Where can I find a reasonable 'in credit' current account provider willing to accept me? :cool:

jrb1221

I would reccomend Nationwide Flex for customer service, website, charges and the intrest rate isn't bad either. However, I 'm with A&L for a year to take advantage, then back to Nationwide.

With regard ethics, my brother swears by SMILE, which is also a pretty good all-rounder.

The current accont for you depends on what you wan't from it (eg. low overdraft charges (why?)), high interest rate, customer service etc.

swivellingmonk

I'm looking for some help for my daughter please - she's filling in her student loan form and they need bank account details. The account she has now will not give her a debit card or overdraft so she's looking for a specific student account - any recommendations?

grumbler

swivellingmonk wrote:

...student account - any recommendations?

Top Student Bank Accounts 2005/6

nmbash

Can you have more than one current account ?

My father has used Natwest for the last 40+ years. He has a standard current account.
I did ask a friend that works at Natwest and she said I could have another current account and would only have to keep the mimumum in the Natwest a/c, but I would like to get this confirmed before he switches.

grumbler

nmbash wrote:

Can you have more than one current account ?

Can you have more than one current account?
The answer is simple: yes, you can.

hotbod

need a basic account for my sons EMA payments which is the best ? can not get EMA without an account open. post office say we cant open card account used by govenment for benefits because EMA is not a benefit even though it is means tested ?

grumbler

See https://www.justabank.co.uk/pdfs/bank-account-guide.pdf

CTT_2

.hhhhh..........