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SAHM paying off debts slowly

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  • slm6002
    slm6002 Posts: 4,401 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Only one more shift to work and then half term. I am exhausted and really needing the break.

    I have been waiting all day for the mortgage man to give me the figures that I need to decide what to do next. He seems to either always be busy or just very forgetful. He keeps promising to contact me but time after time he keeps letting us down. Very tempted to start again with another one as still only at the beginning.

    We used up some bits out of the freezer today as food is starting to run out and we have to wait until tomorrow evening before delivery of the next order. I made some heart shape biscuits as it valentines day for lunch boxes. These went down quite well. Needless to say we are still currently under budget for this week. Hubby has saved a fortune by taking his flask and lunch with him over this past week. I think it has opened his eyes a lot. I showed him the budget today as well which I think opened his eyes a little. Why are we spending that much on such and such. Why are you saving for holiday etc. He really had no idea over what we spend and has only just seen a small part of it.

    Oh well off to bed :)
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • slm6002
    slm6002 Posts: 4,401 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well were getting there. Half term is in full swing. Dentist and opticians have been visited and homework is starting to get done We have our visit to the cinema this afternoon and have bought our snacks (cheap and cheerful).

    I have completed a few of my paperwork bits that I have been putting off so can tick them off the list. Got an open house next Saturday so we are busy trying to make the house seem spacious and uncluttered. Painting walls is being completed and carpets being cleaned (borrowing friends carpet cleaner). We really are putting all our hope in this one day and hoping we get a quick sale before the house we want goes.

    My head really is all over the place at the moment with everything going on. Got to do this months calendar so I hopefully wont forget anything important. We have school choice decision results on 1st march which I am slightly nervous about, normal clubs plus some extra out of school things, and just general work and keeping up with house and bits.I really don't have any energy for much by the end of the day. I am greatful I get the school holidays off so I can catch up :)

    Ok next job is to go up in the loft to get next size school jumpers down as DD1 has grown
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • slm6002
    slm6002 Posts: 4,401 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Have had a fairly lazy day today as all week I have been getting ready for the open house. I am yet to hear from the estate agents. From the look of it only the one couple that we already knew about came to see it. A lot of hard work for just one couple but hopefully it was worth it. If its not meant to be at least we have fresh walls and decluttered spaces to live in. OH now saying he doesn't really want to move and he might change his job - really! Will wait and see how open house went.

    Food budget was on target pretty much last week, and hoping for the same again this week. Got dinner in the slow cooker so beef sandwiches for lunch tomorrow- yum
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • slm6002
    slm6002 Posts: 4,401 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Heard from the agents. In the end they were expecting 5 plus any that just turned up. Not one person came. Not happy. Maybe time for plan B
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • slm6002
    slm6002 Posts: 4,401 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Still working out what plan B is. Waiting on the estate agents to find out why no one came.
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • slm6002
    slm6002 Posts: 4,401 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well the initial disappointment has subsided and we are concentrating on day to day life again. We will do what we can, but if it doesn't happen we will sort something. The house we like is still up for sale, and if the PM gets on and sorts out Brexit soon perhaps things will pick up. We have had another look at our photos and realised there are some key features that have not been shown well, so we may get a new set of photos done (neighbour is a keen photographer so may ask him). We have looked at signing with another estate agent but not sure if it is a good idea.

    Money wise I have put most of my wages into my isa so it can either go on new house, or renovations. Either way it is mounting up nicely.

    Right as its my day off I better go and do some chores :)
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • slm6002
    slm6002 Posts: 4,401 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I am sooo tired lately. Had the flu for a week and then it turned into a cold last week. Still not feeling great but mainly lacking energy. Got so much to do, but really looking forward to finishing work for easter and hopefully getting some proper rest.

    Still no sign of movement on house as yet but still hoping
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • slm6002
    slm6002 Posts: 4,401 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Well another new chapter of my life is about to start. We never moved house and thought about improving this one. OH wasn't keep on most suggestions made so have left it for a while.
    After not speaking to me for some very silly reasons, he finally came out with the fact he no longer loves me and hasn't done so for 4 or more years. He thought about suicide but after seeing another member of the family do this he saw what happens to those left behind and decided to just carry on. I am currently in bits and still don't know what to do. Figured putting it all on here might help, plus I am guessing when he moves out money will be an issue. Sorry to depress everyone else :(
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
  • janb5
    janb5 Posts: 2,673 Forumite
    Part of the Furniture 1,000 Posts Name Dropper I've been Money Tipped!
    Hello- am up late and saw your post and I`m so sorry for all the upset you`ve had. Keep posting and I`m sure other people will respond soon. If there is anything I can help with then please PM me. I`m a single mother too except mine have now left home but were young like yours when it happened.
  • slm6002
    slm6002 Posts: 4,401 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Thank you for stopping by. I feel so lonely so its nice to know someone is there
    Me, DD1 19, DS 17, DD2 14, Debt Free 04/18, Single Mum since 11/19
    Debt £2547.60 / £2547.60
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