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doodah's diy dmp diary

12357…10

Comments

  • doodah
    doodah Posts: 531 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    thanks gemmzie :) how are you getting on with yours?
    31/12/2006 £8395, 01/10/2008 £5089.73, 19/10/2010 £835.00 31/03/2011 £0.00
    Pigsback = £9.35 (£30 claimed), Quidco = £128.24 claimed
    Official DFW Nerd No. 264

    Debt-free and Proud!
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Sent recorded delivery Monday, just waiting nervously for replies

    http://forums.moneysavingexpert.com/showthread.html?t=331943
    There's the thread on it, if you're interested
    No longer using this account for new posts from 2013
  • doodah
    doodah Posts: 531 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    i rang hsbc today, they have agreed to a reduced payment of £25 a month on my credit card, to be reviewed in 6 months :) so i'm getting there, slowly but surely!
    31/12/2006 £8395, 01/10/2008 £5089.73, 19/10/2010 £835.00 31/03/2011 £0.00
    Pigsback = £9.35 (£30 claimed), Quidco = £128.24 claimed
    Official DFW Nerd No. 264

    Debt-free and Proud!
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    What was the original payment? Have they frozen charges and interest?
    No longer using this account for new posts from 2013
  • doodah
    doodah Posts: 531 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    the original payment should be about £30 so not much less. strangely enough they haven't charged me for being over my limit or non-payment. it's 0% interest til february so i didn't ask about interest but i'll ring them in february to see if they'll carry on not charging me interest
    31/12/2006 £8395, 01/10/2008 £5089.73, 19/10/2010 £835.00 31/03/2011 £0.00
    Pigsback = £9.35 (£30 claimed), Quidco = £128.24 claimed
    Official DFW Nerd No. 264

    Debt-free and Proud!
  • doodah
    doodah Posts: 531 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    Barclaycard have accepted now as well :) need to chase up alliance and leicester soon... and smile had accepted the offers kensington gave them on my behalf, but now i'm not with kensington i'm offering them more so they should agree yey :)
    31/12/2006 £8395, 01/10/2008 £5089.73, 19/10/2010 £835.00 31/03/2011 £0.00
    Pigsback = £9.35 (£30 claimed), Quidco = £128.24 claimed
    Official DFW Nerd No. 264

    Debt-free and Proud!
  • Gemmzie
    Gemmzie Posts: 14,876 Forumite
    Excellent news :D :T

    We had Egg accept today which is 40% of the debt

    They said they'll freeze interest and charges once the default is issued next month too :)
    No longer using this account for new posts from 2013
  • doodah
    doodah Posts: 531 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    cool that's great gemmzie :)
    31/12/2006 £8395, 01/10/2008 £5089.73, 19/10/2010 £835.00 31/03/2011 £0.00
    Pigsback = £9.35 (£30 claimed), Quidco = £128.24 claimed
    Official DFW Nerd No. 264

    Debt-free and Proud!
  • artic_fox_2
    artic_fox_2 Posts: 253 Forumite
    hi i tried to set my own dmp up and failed miserably but i have since been with spectrum im not saying go with them just to oposite what ive learnt over the last 2 years is eventually the companies send the debts off to their solicitors and they will then stop any interest and normally agree to alot lower monthly payments just continualy pay your offer while your waiting for them to agree to it. at the moment im paying £1 each per month im thinking of taking controll and loosing spectrum and using their fee to up my payments
    :smiley: you cant get a yes if you dont ask :smiley:
    i have an intermittant connection so sorry if i dont reply straight away
    Official DFW Nerd Club - Member no. 303
    *Proud To Be Dealing With My Debts!*

    *Learning to be a house proud flybaby*

    weff level 59ish

    :smiley:you can't get a YES if you don't ask :smiley:

    :dance: :T :rotfl: :j :A :j :rotfl: :T :dance:
  • doodah
    doodah Posts: 531 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    latest update:
    lloyds have frozen interest until paid off! as long as we keep up with our payments of £20 a month. so happy about that one :)

    mbna have also stopped interest and we're not even going on a payment plan with them, yey :D

    so now it's just barclaycard and alliance & leicester to sort out. oh and council tax :eek:
    31/12/2006 £8395, 01/10/2008 £5089.73, 19/10/2010 £835.00 31/03/2011 £0.00
    Pigsback = £9.35 (£30 claimed), Quidco = £128.24 claimed
    Official DFW Nerd No. 264

    Debt-free and Proud!
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