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doodah's diy dmp diary
Comments
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thank you!
31/12/2006 £8395, 01/10/2008 £5089.73, 19/10/2010 £835.00 31/03/2011 £0.00
Pigsback = £9.35 (£30 claimed), Quidco = £128.24 claimedOfficial DFW Nerd No. 264
Debt-free and Proud!0 -
Congrats doodah, hope things are improving for you all round.No longer using this account for new posts from 20130
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thanks gemmzie yes this are slowly starting to look up, touch wood! 31/12/2006 £8395, 01/10/2008 £5089.73, 19/10/2010 £835.00 31/03/2011 £0.00
Pigsback = £9.35 (£30 claimed), Quidco = £128.24 claimedOfficial DFW Nerd No. 264
Debt-free and Proud!0 -
well smile are now bwing a pain, they're asking for copies of my last 3 months payslips and proof of my outgoings etc.! i'm just going to give in and pay them a few pounds more a month. they're the only ones that won't do long term payment arrangements it's just 3 months at a time!
i changed my payment date with virgin a couple of months ago, hadn't been looking at my statements but i did today and notice they've charged me a late fee the last 2 months! £12 each time! and i pay by direct debit?!!31/12/2006 £8395, 01/10/2008 £5089.73, 19/10/2010 £835.00 31/03/2011 £0.00
Pigsback = £9.35 (£30 claimed), Quidco = £128.24 claimedOfficial DFW Nerd No. 264
Debt-free and Proud!0 -
Virgin will do as they are MBNA run as do most of the RBOS cards - it's because you aren't paying the full minimum by the due date. We are getting them from Halifax and it's pushed us over the card's limit so we get another £12 charge for that :mad:No longer using this account for new posts from 20130
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but i actually phoned them up and got them to change my statement and payment date!! i tried to ring them today but was on hold for 30 mins :rolleyes:31/12/2006 £8395, 01/10/2008 £5089.73, 19/10/2010 £835.00 31/03/2011 £0.00
Pigsback = £9.35 (£30 claimed), Quidco = £128.24 claimedOfficial DFW Nerd No. 264
Debt-free and Proud!0 -
Doesn't make any difference, unless you hit the minimum - they'll charge you for being late. We are despite having a letter agreeing to the payment of X on date Y
No longer using this account for new posts from 20130 -
that is so unfair! i'm gonna try ringing again tomorrow. have you spoken to them about it?31/12/2006 £8395, 01/10/2008 £5089.73, 19/10/2010 £835.00 31/03/2011 £0.00
Pigsback = £9.35 (£30 claimed), Quidco = £128.24 claimedOfficial DFW Nerd No. 264
Debt-free and Proud!0 -
Yeah and threatened the ombudsman - they don't care. Apparently a lot of people are on DMPs is their excuseNo longer using this account for new posts from 20130
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found out the reason i'd been paying a late fee is because the first month after i changed my payment date, my minimum payment was higher. i have a fixed direct debit set up for £35 which was not enough to cover it by £2. ever since then i've been charged a late payment fee. i was so angry with them on the phone, surely they should have warned me that would happen?! i'd happily have changed my direct debit to the minimum instead of a fixed amount if they had. also there was no warning on my bills about not paying enough or anything!! arghhh so that's a bit of a setback31/12/2006 £8395, 01/10/2008 £5089.73, 19/10/2010 £835.00 31/03/2011 £0.00
Pigsback = £9.35 (£30 claimed), Quidco = £128.24 claimedOfficial DFW Nerd No. 264
Debt-free and Proud!0
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