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Makes sense to me if you would have had to fill it tomorrow - no sense making yourself have two SD's in a row!December 2005 TOTAL DEBT at its worst - [STRIKE]£20,596[/STRIKE]
LBM - March 2008
Finally Debt Free - October 6th, 2011 :beer:
Now a committed saver!!!!
Sealed Pot Challenge member since October 4th, 2011. Member number 14150 -
Well done on clearing the vodaphone! :T
I also try to squeeze all my spends in one day if i can makes me feel better if i can say i've had xx amount of nsd's :rotfl:
dfw xMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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I was very naughty today and bought a lucky dip for tonights euromillions
... one of these days i will win the big one lol :rotfl:... well i can dream pmsl.
Well done Skint again on clearing vodafone:j ... am off now to get a sausage casserole and mash on for me and the little ones ... DH can have the rest when he decides to come home from work ... not really fussed what he does tbqh
I have been on quidco (first time in 2 years lol) and have found that i have £85 waiting to be paid:j. Have changed the bank details and hopefully it will be paid into the bank before the end of the month ... will have to wait and see tho if it does get paid.
If it does get paid ... then it will be a big boost to getting the last £180 of our housing debt paid off ... the numpties at the council mucked up our housing and council tax benefits when I started work 2 years ago ... paid off the council tax but after numerous letters of appeal only have £180 left to pay off ... if I get this £85 then after my normal £40 payment it will only leave £55 ... mmm think i might just con hubby into paying that ... he's paid nowt towards any of the debts so far so he has to start contributing to paying it all off now that he is working ... i think half of his wages is fair considering he only has his mobile phone bill to pay every month ... and he owes me £50 for last month's bill:mad:LBM - August 2008 - Debts then - £33390 :eek:- 2nd LBM - November 2009 - Debts then - £18500:mad:
Current debt levels: OD £3860, Loan 1 £6091, Loan 2 £5052, Parents £260, Total £16133 :eek: As at 01 May 2012 - 51.69% paid off :j
Aiming for a No Spend Christmas 2012!0 -
bonsibabe! What a great find! i wish i could log onto somewhere and have some money waiting for me! Hope you get it soon so you can put it towards the debt xMORTGAGE BALANCE when we moved Aug 2024, £120,000. January 1st £118,267.06. May 1st, £116, 123, June 1st, £115,536, New mortgage added for extension- £165,000 July 1st!Mortgage Overpayments - September-December, £152.46. J- £103.27, F- £115, M- £91.50, A- £100, M- £200, J- £200. J- £200.
Total- £1162.23
Goal pay off 1% of current mortgage in 1 year. £1200. (96.83% there)
EF- first goal £300
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Thanks DFW! It was a great surprise to say the least. It would free up £40 a month that i could be saving for other debts like my catalogue payments but i don't really count that as about half of the payments belong to my dad after he bought £1500 of stuff ... but he is making his payments so i'm getting about £50 a month overpaid on my balance once i've made the DD payment and his payment ... should get it all paid off quite quick once HRH starts giving me some money each month lolLBM - August 2008 - Debts then - £33390 :eek:- 2nd LBM - November 2009 - Debts then - £18500:mad:
Current debt levels: OD £3860, Loan 1 £6091, Loan 2 £5052, Parents £260, Total £16133 :eek: As at 01 May 2012 - 51.69% paid off :j
Aiming for a No Spend Christmas 2012!0 -
i should really count up the various pennies in my jars ... they are at my mum's ... i know i have £60 in 20p pieces so might just have enough to pay the council debt off!!! although I am loathe to use this money for that as I was going to use it for stocking fillers for the girls! and I need to go shopping at the weekend ... I have £60 birthday money to spend!!!LBM - August 2008 - Debts then - £33390 :eek:- 2nd LBM - November 2009 - Debts then - £18500:mad:
Current debt levels: OD £3860, Loan 1 £6091, Loan 2 £5052, Parents £260, Total £16133 :eek: As at 01 May 2012 - 51.69% paid off :j
Aiming for a No Spend Christmas 2012!0 -
Oh it all sounds good, get those penny jars working for you whicheve way is best.
Am on hold to vodafone nothing is simple and they have lost 95 pounds of my payments.
Gutted...Trying to shift that debt!0 -
Its all about penny jars today! (see the latest topic in my diary).
Oh no! How can they lose it?! Would love to be a fly on the wall for that conversation! Give 'em hell!December 2005 TOTAL DEBT at its worst - [STRIKE]£20,596[/STRIKE]
LBM - March 2008
Finally Debt Free - October 6th, 2011 :beer:
Now a committed saver!!!!
Sealed Pot Challenge member since October 4th, 2011. Member number 14150 -
Oh no hun, i hope you get it sorted out! Big hugs ((())))LBM - August 2008 - Debts then - £33390 :eek:- 2nd LBM - November 2009 - Debts then - £18500:mad:
Current debt levels: OD £3860, Loan 1 £6091, Loan 2 £5052, Parents £260, Total £16133 :eek: As at 01 May 2012 - 51.69% paid off :j
Aiming for a No Spend Christmas 2012!0 -
was on hold 40 minutes then got cut off as they closed.
Insert many swear words here, which I cannot share as I would be banned.
Emailing them tomorrow, my little boy is tetchy and is only down for ten minutes at a time and I dont want to be frayed with him, so I shall be measuring my words for the morrow.
Its all a bit pooh! Think will do some surveys, look on the diaries and eat fruit and nut.
And having a rum and coke.Trying to shift that debt!0
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