will my bf lose his licence?

BARGAINHUNTER!

Rebob wrote: »

Yes my hubby got 6 points for letting someone drive his car along with a hefty fine over 20 years ago. Igorance to them having no insurance is not something they let you off for. Made him so he never lent his car to anyone since.

Thats absolutely unbelievable. Ive taken peoples word for it that they are insured to drive my car in the past on the odd occasion where I have lent it to them ie to take stuff to tip. Never again then!

pogofish

Well, my ex has recently faced a driving without insurance charge - Which was six points and a 50 quid fine. So I guess your lad is going to be facing a ban/new job unless he can muster some very impressive character references.

My ex would probably have faced a higher fine if she was pulled on a public road but instead she apparently rammed her new guy's car into another vehicle in a private car park. Seems she blithely assumed she was still covered under my policy that runs till July.

Nope - I had her taken off my policy before Christmas. Best 30 quid I ever spent!

BARGAINHUNTER!

pogofish wrote: »

Well, my ex has recently faced a driving without insurance charge - Which was six points and a 50 quid fine. So I guess your lad is going to be facing a ban/new job unless he can muster some very impressive character references.

My ex would probably have faced a higher fine if she was pulled on a public road but instead she apparently rammed her new guy's car into another vehicle in a private car park. Seems she blithely assumed she was still covered under my policy that runs till July.

Nope - I had her taken off my policy before Christmas. Best 30 quid I ever spent!

Whoops! lol

Scooby_Doo.

BARGAINHUNTER! wrote: »

Thats absolutely unbelievable. Ive taken peoples word for it that they are insured to drive my car in the past on the odd occasion where I have lent it to them ie to take stuff to tip. Never again then!

Why?

You know that insurance is a must not a could have.

puddy

BARGAINHUNTER! wrote: »

My bf and I don't live together, he lives 50 miles from me and I work full time so no way I would be able to get his kids to school and back and to their clubs

then he will have to use public transport just like dads (and mums) that dont drive

puddy

BARGAINHUNTER! wrote: »

Are you serious? I could have been done as well? I knew he had fully comp insurance and every other policy he has had in the past has allowed him to drive my car third party. In fact last insurance was through same company as he had before and he renewed it for another year and I know he had it on his last insurance.

but surely you would check? my partner and i have put each other on our insurances, even though both of them give us permissio to drive another car third party. you will note that the permission is often only for emergencies (although not always) so what was the emergency?

BARGAINHUNTER!

puddy wrote: »

then he will have to use public transport just like dads (and mums) that dont drive

Ive already answered this one - he lives in rural area with no public transport available. Obviously if he didn't drive he wouldn't have shared care of his children as no way he could have done it!

pompeyrich

BARGAINHUNTER! wrote: »

I wanted to know if the fact that 5 of his points come off in August would give him slim chance of keeping his licence .

There is no point delaying matters, it's the points that were valid at the time of the offence, not the time of conviction, that matter.

Some useful info HERE

BARGAINHUNTER!

puddy wrote: »

but surely you would check? my partner and i have put each other on our insurances, even though both of them give us permissio to drive another car third party. you will note that the permission is often only for emergencies (although not always) so what was the emergency?

My policy gives me permission to drive another vehicle third party and ive just checked it and no where on it does it state that this is for emergencies only. Ive always had fully comp being able to drive another vehicle third party with lots of different companies and never had clause that it was for emergencies only (try defining emergency?) He was driving as I was sat in front seat holding cake I had baked upright (no, I didn't trust him to sit in front and keep cake upright before anyone asks)

He told me that his insurance covered him to drive my vehicle third party. I knew he had fully comp so didn't question it and certainly did not demand to see policy which was at his house anyway so not to hand. He honestly thought he was covered.

Aretnap

Insurance is generally a matter of strict liability, so the fact that your BF thought he was insured is no defence. So he's looking at a minimum of 6 points, and as stated, points count from the date of the offence not the conviction so he's in line for a totting ban even if it takes until after August to convict him.

However, a totting ban is not automatic on reaching 12 points. He can ask the magistrates not to impose one if it would cause "exceptional hardship". Exceptional hardship is not clearly defined by the law, but it's generally agreed that hardship caused to other people weighs more heavily than hardship caused to himself, so if he stresses the effect a long ban would have on his family it's possible that he might swing it.

It's also worth pointing out that you can only make one exceptional hardship plea based on a given set of circumstances within a 3 year period, so if he does succeed he'll have to drive very carefully until he gets down to a sensible number of poins again - there'll be no third chances.

You (or better still he) may want to ask on Pepipoo about this. There are a lot of very knowledgable people there, and it's an excellent source of advice.