will my bf lose his licence?

jonnyd281

We were quite careful about that, both my wife and I had it written on our insurance cetrificates, it meant when she took me to the airport, instead of going in her little car, we could use my big comfortable car, I drove there and she drove it back. It was still something we double checked with our insurance companies though.
Thinking back, it was written on my last motorcycle insurance certificate, and I sold my last bike 3 years ago.

fluffnutter

Whilst I believe that this latest issue is a genuine mistake, his number of points already paints a picture of someone who doesn't take the laws around driving particularly seriously. 11 points is a lot to accrue. As someone else posted, you have 2, 3 perhaps even 4 opportunities to review your driving approach and prevent this many points racking up. Some of his points are for failing to produce documentation - come on, that's hardly taking things seriously if he can't be bothered to find the time in a week to pop to the local station.

Perhaps a judge will be sympathetic - points don't always equal an automatic ban (there's some woman with over 30 who's still driving!) - but perhaps a ban is the only way to get your boyfriend to take his driving a bit more seriously.

Nilrem

jonnyd281 wrote: »

Boozer wrote: »

• your certificate of motor insurance indicates that you can drive such a vehicle.

QUOTE]

The key here is that it states on your certificate that you can drive another vehicle third party, my policy documents for my policy state the same, my insurance certificate then states that I am permitted to drive other vehicles third party.

It probably also states other vehicles except those belonging, or loaned to the partner (ie GF/BF/spouse), as that was a very commonly exploited loophole (I doubt there is a standard policy with DOC that doesn't have that restriction).
In which case the op's BF would still have been driving without insurance.

paddedjohn

BARGAINHUNTER! wrote: »

Its a 45 minute drive. They quite happy with it as they have lots of one on one talking time with Dad.

Thats quite impressive, 50 miles in 45 minutes. Is that why he has so many points on his licence already?
At the end of the day he should be banned for a short time as he clearly hasn't heeded the warnings so far. (i know he thought his full comp would cover him but if it dont it dont)

ingey.uk

12 point aren't necessarily a ban my colleague he had 18 points on his licence at one time

6 points fixed penalty
3 points fixed penalty
9 points accident

6+3+9=18 mind 6 were coming off the following month

the reason he kept his licence was sales rep = driving is his livelihood
4 kids under 9 and a wife with Ms + chronic asthma
he also lives 18 minutes away from a hospital in a ambulance rural hampshire


[FONT=&quot]yes he made some questionable choice with his driving but the judge allowed him to keep the licence by the skin of his teeth and a big fine[/FONT]

aka_shortie

you would be amazed how many people get prosecuted for no insurance because they wrongly assume fully comp allows them to drive other vehicle TPFT. Advice to everyone is check the small print in your policy.

As for your partner, IMO he should lose his license. If he already has 11 points he obviously has no regard for motoring laws. Ignorance is no excuse. To many people play the hardship card today.

Outpost

fluffnutter wrote: »

Whilst I believe that this latest issue is a genuine mistake, his number of points already paints a picture of someone who doesn't take the laws around driving particularly seriously. 11 points is a lot to accrue. As someone else posted, you have 2, 3 perhaps even 4 opportunities to review your driving approach and prevent this many points racking up. Some of his points are for failing to produce documentation - come on, that's hardly taking things seriously if he can't be bothered to find the time in a week to pop to the local station.

Fantastic piece of summing up fluffnutter. I agree with all of this.

PZH

BARGAINHUNTER! wrote: »

Lets just say that my bf is very unlucky, and not just in driving either! Bad luck just seems to follow him around unfortunately!!

Points on a license for speeding (and late presentation of documents) is not bad luck. It is a choice.

HappyMJ wrote: »

Sounds like a genuine mistake to me...

Genuine mistake or not - insurance is compulsary for a reason - Third Party Liability. It is the drivers responsibility to make absolutely certain they are insured. It is also the responsibility of the owner to make sure they have adequate insurance cover if they allow someone else to drive their vehicle.

A (six month?) ban is a lot better option than paying someone thousands of pounds compensation IF an accident had occurred.

BARGAINHUNTER! wrote: »

No public transport available at all and taxi would be totally out of his reach financially.

Then lets hope he has good friends or neighbour who can drop him off at the nearest bus stop.


I know there is little sympathy in my posting here - but it takes just a few minutes to read and understand a certificate of insurance - or a quick phone call to your insurance company to clarify.

Boozer

Nothing that will help you with this case, but i am just wondering why he was pulled over in the first place??? i have been pulled 4 or 5 times, couple for speeding, once they thought i was drunk, the others i had a light out, i have never been stopped for no reason.

asbokid

Boozer wrote: »

Nothing that will help you with this case, but i am just wondering why he was pulled over in the first place??? i have been pulled 4 or 5 times, couple for speeding, once they thought i was drunk, the others i had a light out, i have never been stopped for no reason.

if i was a cop, i would pull you daily, because of your name alone.