We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

IMPORTANT: Please make sure your posts do not contain any personally identifiable information (both your own and that of others). When uploading images, please take care that you have redacted all personal information including number plates, reference numbers and QR codes (which may reveal vehicle information when scanned).
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

will my bf lose his licence?

1456810

Comments

  • paddedjohn
    paddedjohn Posts: 7,512 Forumite
    Part of the Furniture
    edited 11 May 2011 at 12:59AM
    giraffe69 wrote: »
    45mins for 50 miles is 67mph isn't it? Show your working. 45*4/3 =60 minutes or one hour 50*4/3 =67mph. Qed.

    re-read post #64 and you will see he was on about the road speed limit;);) dont know why he thinks its 60 and not 70 though.
    Be Alert..........Britain needs lerts.
  • sexylulubelle
    sexylulubelle Posts: 1,144 Forumite
    I've been Money Tipped!
    Outpost wrote: »
    Driving while texting and swigging from a can of lager without headlights. :)
    this made me laugh Outpost:rotfl:I was thinking with the username boozer im not surprised he got pulled over lol:) x
    LOVE isn't finding someone you can live with. It's finding someone you can't live WITHOUT :heart:
  • PZH
    PZH Posts: 1,599 Forumite
    Part of the Furniture Combo Breaker
    paddedjohn wrote: »
    re-read post #64 and you will see he was on about the road speed limit;);) dont know why he thinks its 60 and not 70 though.

    I was assuming the National Speed limit on a single lane country road (Although I do acknowledge the AT MOST bit of the statement)
    National Speed Limit
    When you enter an area that is signed by a diagonal black stripe on a white background, you are driving under national speed limit restrictions. For most vehicles this will means 60mph on single carriageway roads and 70mph on dual carriageway roads. It is also 70mph on the motorway network unless otherwise indicated.
    “That old law about 'an eye for an eye' leaves everybody blind. The time is always right to do the right thing.”
  • System
    System Posts: 178,375 Community Admin
    10,000 Posts Photogenic Name Dropper
    Outpost wrote: »
    a can of lager without headlights. :)

    I didn't know that you could get cans of lager WITH headlights?
    This is a system account and does not represent a real person. To contact the Forum Team email forumteam@moneysavingexpert.com
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    puddy wrote: »
    but surely you would check? my partner and i have put each other on our insurances, even though both of them give us permissio to drive another car third party. you will note that the permission is often only for emergencies (although not always) so what was the emergency?

    The driving other cars extension is not subject to it being an emergency with any Insurer. It's a common myth, how would you define legally define an emergency to be able to enforce it
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Nilrem wrote: »
    jonnyd281 wrote: »

    It probably also states other vehicles except those belonging, or loaned to the partner (ie GF/BF/spouse), as that was a very commonly exploited loophole (I doubt there is a standard policy with DOC that doesn't have that restriction).
    In which case the op's BF would still have been driving without insurance.

    It's the opposite, it's relatively rare for an Insurer to exclude driving a spouses /partners /common laws vehicle under the driving other car's extension.

    To find any restrictions to the driving other cars extension, you just need to find the relevant section which is under the liability section of the policy and also check the wording on the certificate for any exclusions and to ensure it is in place.
  • sharnad wrote: »
    17 points on licence he will probably get a ban. can you drive the kids for him

    No, im afraid i can't. I work full time so can't do school runs or after school clubs and I don't live near him anyway, we don't live together.
    MFW 2011 challenge - Aim: Overpay £414.26 a month/£5,000 a year. Overpayment Total to date: £414.26:jMortgage start 28/9/07 £46,217.00 :TMortgage balance as of 25/05/11 £24,490.58 :T
    Interest saved as of 25/05/11: £2,849.84 Projected term reduction as of 25/05/11: 9 years 11 months
  • asbokid
    asbokid Posts: 2,008 Forumite
    No, im afraid i can't. I work full time so can't do school runs or after school clubs and I don't live near him anyway, we don't live together.

    maybe find another BF. (check your PM ASAP)
  • kingstreet
    kingstreet Posts: 39,339 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Are you serious? I could have been done as well? I knew he had fully comp insurance and every other policy he has had in the past has allowed him to drive my car third party. In fact last insurance was through same company as he had before and he renewed it for another year and I know he had it on his last insurance.
    I don't see a great possibility of avoiding the points for the offence, as has already been discussed at length. However, around 25% of those making exceptional hardship pleas are successful, so he's got a 1 in 4 chance.

    Looking at what you've said above, if he has the documentation for previous years which shows his DoV cover, it might be a useful part of his mitigation.

    For example - 2008 DoV cover included with policy, 2009 DoV cover included with policy, 2010 DoV cover not included by same insurer as year before, with no explanation.

    It's not going to be a major factor, but in court little things can all add up to the result he needs.
    I am a mortgage broker. You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice. Please do not send PMs asking for one-to-one-advice, or representation.
  • asbokid wrote: »
    maybe find another BF. (check your PM ASAP)

    No PM????? Assume you mean private message?
    MFW 2011 challenge - Aim: Overpay £414.26 a month/£5,000 a year. Overpayment Total to date: £414.26:jMortgage start 28/9/07 £46,217.00 :TMortgage balance as of 25/05/11 £24,490.58 :T
    Interest saved as of 25/05/11: £2,849.84 Projected term reduction as of 25/05/11: 9 years 11 months
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 352.2K Banking & Borrowing
  • 253.6K Reduce Debt & Boost Income
  • 454.3K Spending & Discounts
  • 245.2K Work, Benefits & Business
  • 600.9K Mortgages, Homes & Bills
  • 177.5K Life & Family
  • 259K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.