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Double Trouble - Nothing by halves

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Comments

  • macgirl
    macgirl Posts: 5,091 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Hi DT
    Just wanted to pop in and say a massive thanks for sponsoring me :kisses3: I really appreciate it.
    Glad things are moving in the right direction for you :) Take care xxx
  • hypno06
    hypno06 Posts: 32,296 Forumite
    10,000 Posts Combo Breaker
    macgirl wrote: »
    Hi DT
    Just wanted to pop in and say a massive thanks for sponsoring me :kisses3: I really appreciate it.
    Glad things are moving in the right direction for you :) Take care xxx

    Are you doing GNR? If so, direct me and I will donate too!
    x
    Successful women can still have their feet on the ground. They just wear better shoes. (Maud Van de Venne)
    Life begins at the end of your comfort zone (Neale Donald Walsch)
  • Just popping in to say hello.


    Hope everythings going OK for you, and that you can sort everything out when you get paid in October.

    And for a little moment I thought I was going to have to drive down to London on the evening of the Liverpool marathon but now I'm working from home that week, so can relax again!
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • Just popping in to say hello.


    Hope everythings going OK for you, and that you can sort everything out when you get paid in October.

    And for a little moment I thought I was going to have to drive down to London on the evening of the Liverpool marathon but now I'm working from home that week, so can relax again!

    Phew that is a relief any ideas what we should do and who is likely to be coming?

    Just back from Cardiff having dropped off OS at Uni so he is happily settled.

    He rang to say that he had heard on FB that if he repaid £5 off his student loan he would get a partial cancellation of his loan of £1500 so he has done it and I have checked and it seems right so paying it now rather than when he would be required to make his first payment means the £1500 is taken off straight away and saves him paying interest on it so he is becoming a proper little :money: in his own right :)

    DTxx
  • DT how does paying £5 save that amount? I would be interested to find out how my son can do this how do I find out the details for him?
  • DT how does paying £5 save that amount? I would be interested to find out how my son can do this how do I find out the details for him?

    KM it only applies to Welsh students and is an incentive provided by the Welsh Government can't remember where you are for anyone that is interested this is the link

    DTxx
  • KM it only applies to Welsh students and is an incentive provided by the Welsh Government can't remember where you are for anyone that is interested this is the link

    DTxx

    Thanks DT no not in Wales shame :cool:But I'm pleased your son found out about it and benefited, wish our government would follow :D
  • Phew that is a relief any ideas what we should do and who is likely to be coming?

    Just back from Cardiff having dropped off OS at Uni so he is happily settled.

    He rang to say that he had heard on FB that if he repaid £5 off his student loan he would get a partial cancellation of his loan of £1500 ........

    so he is becoming a proper little :money: in his own right :)

    DTxx

    Not sure yet who will be around, NorthernLas was going to be running, but think she's not now. MrsMoo possibly, and KC if she's well enough. FW was also going to be running, not sure she is now, but may still fancy the day out.

    Anyone else in the area?

    Well done to your OS on this one. It does point out though the differences that exist.
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yep, if I'm well enough (**huge** wobble on my thread yesterday) I really want to be there. I have to see how my energy levels are ....

    The £5 incentive sounds fantastic! Excellent news. I had some good news on that level myself yesterday - my one and only niece got a job, commuting distance from home, and starts next Wednesday.

    Hope you have a nice weekend, DT.

    xxx
    2023: the year I get to buy a car
  • savingholmes
    savingholmes Posts: 29,065 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    HI DT just caught up on your diary - life is a rollercoaster sometimes isn't it! Hopefully things are now improving.....
    Achieve FIRE/Mortgage Neutrality in 2030
    1) MFW Nov 21 £202K now £172.5K Equity 36.11%
    2) £1.8K Net savings after CCs 13/9/25
    3) Mortgage neutral by 06/30 (AVC £26.8K + Lump Sums DB £4.6K + (25% of SIPP 1.2K) = 32.6/£127.5K target 25.6% 13/9/25
    (If took bigger lump sum = 54.5K or 42.7%)
    4) FI Age 60 income target £17.1/30K 57% (if mortgage and debts repaid - need more otherwise)
    (If bigger lump sum £15.8/30K 52.67%)
    5) SIPP £4.8K updated 13/9/25
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