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Double Trouble - Nothing by halves

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Comments

  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Argh! Sometimes it doesn't seem fair, does it :(
    2023: the year I get to buy a car
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    sometimes life just doesn't seem fair, and having had the *real* conversation with you about your villa etc. can understand where you are coming from with it. But at least you *do* have it, there is no knowing where that money would have gone otherwise.

    As taxi said, your older children probably don't realise how privileged they were, and can just remember being happy. You are right to encourage them to stand on their own if they can; they are lucky if they do have financial support, but your circumstances are different now and they are old enough to understand that.

    re: the family business, is it likely to continue to trade in this way?

    Glad you had a nice day at the cinema, hopefully there may be some decent weather around so you can get out and about on cheap days to the beach.
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"

  • re: the family business, is it likely to continue to trade in this way?

    crystal ball required :D

    It has traded since 1870 but in these times that doesn't mean anything who would have expected woolies to have gone so the answer is I haven't got a clue what the future holds

    Looks like they can repair machine part will be about £900 plus labour but I can't pay with a CC :eek: so goodness knows where I am going to find actual real money really really don't want to get cash advance on a CC so unless I can find someone who wants to buy something for around £1000 that I can put on the CC and they give me the cash I am stuck :(

    DTxx

    Just shows why you need an emergency fund but our run of emergencies recently has been crazy and payday is not until end Oct
  • Hopeful1
    Hopeful1 Posts: 2,076 Forumite
    Oh geez DT i can feel your frustration. Once again i hope you can sort something out. Sending good luck vibes xxx
    One step at a time ;)
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Sorry to hear this, DT - its the kind of thing I dread... any family loans possible from anywhere?
    2023: the year I get to buy a car
  • Karmacat wrote: »
    Sorry to hear this, DT - its the kind of thing I dread... any family loans possible from anywhere?

    err I could ask my Mom but I really don't want to although I think I have found a cunning plan but won't use it until I absolutely have to in case something turns up in the meantime ever hopeful me :D part one of the plan is to transfer rest of "wages" from the offset account which I would have been doing this week anyway for this month but I will also transfer next months too use the money for the current crisis and then if nothing turns up by the end of September then use the cunning plan referred to above to replace the money used so borrowing off Peter to pay Paul but as the cunning plan is going to cost me at least it will be for the shortest possible period and it won't be cash advance rates from CCs and of course if something does come up like a job ;) then the cunning plan would not be necessary - so if the Universe is listening I am visualising a job :T

    DTxx
  • Sending you cunning plan vibes! But in the meantime that sounds like a sensible plan :j
    One small step for ME, one giant leap for my family!


    2015 - my Amazon Gift Certificate mini challenge - saving to buy small household electrical items.
    Total £9.12
  • gilligansyle
    gilligansyle Posts: 4,124 Forumite
    Sending vibes for the cunning plan to work, or a job to turn up in the meantime.
    Debts at LBM - Mortgages £128497 - non mortgage £27497 Debt now £[STRIKE]114150[/STRIKE][STRIKE]109032[/STRIKE] 64300 (mortgage) Credit cards left 0



    "The days pass so fast, let's try to make each one better than the last"
  • Karmacat
    Karmacat Posts: 39,460 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yep, what they said. Balancing it all out, as Pippi does. This is just a bit bigger scale ... and the universe is always listening, you know? Hope the plan/the job work the way you want them to work :kisses3:
    2023: the year I get to buy a car
  • Hi DT,

    Long time lurkker stepping into the light ... and if the others earlier felt that they were muppets ... I dread to think what that makes me. :eek: Having been off the boards for a while .. I returned and continued reading via my subscribed section ....... didnt have a clue you'd started a new one :o
    If you sold at a loss would you still be better off financially and health/stress wise? Would the loss still improve your life and your stress levels and pay off your debt and 'some' of your mortgage? Obviously its your decision and its a huge one and I could understand you waiting but for how long and at what cost? If you paid your debt off and some of your mortgage then could you pay the rest off yourself monthly with much less stress/pressure?

    Thats easy for me to suggest its not me who would be taking a loss but just know how things are for you at the moment and I know the mental pressure you seem to be under and also your quality of life.

    I know you've talked over and made a decision on this since it was posted, but I just wanted to share that I was in this position not so long ago, re my house / dads house.

    I held on to my house as I had hoped that it would eventually earn it's own keep ... but things went very awry and I wound up having to let it go to stop us getting any deeper.

    It did cost me in negative equity in the end,,, and much heartache .... but now it's gone, a weight has lifted and whilst I've got bigger debt - it's no longer costing me for upkeep (I wasn't even in the position to be able to rent it out due to condition). It's a big decision to make either way and I know it's a hard one to foresee. :)

    Wishing you well
    G'Angel xx


    *subscribes to new thread & returns to lurking* :o
    ~ On the Road to Making Dreams Happen ~
    January £10 a Day Challenge £ 0.00 / £750 - (Running Total £1,512.11)
    52 Week Challenge £ 0.00 / £1,378

    Debt Owed £23,200 / £19,251 - Mtge Owed Bal £140,000 / £130,940 - Total Debt Balance Owed : £163,200 / £150,191
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