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Lois_E begins a long MFW journey

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  • Hello, thank you, you are doing brill.

    It is difficult to sustain the energy to keep going hence I started 2 years ago then fell off the planet but am back and badder than ever.

    Your diary is a lovely read especially the constant battle with children spending - same in this house, they get pocket money (to save asking me really) and I rarely take them to a shop, so when they do it is like Christmas and birthday all together.

    :) xxx
    Debt Sept 2012 £140,000 end age 65.5 (maximum) four mortgages in total
    April 2016 £114,599.83 (3 mortgages now)
    Nil debt for some many years now perhaps 8. Need to save for a tent for holiday this year but nil else.
    Over paying about £500 per month but fancy £600 so will have to think of some very money saving techniques...
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    edited 20 February 2013 at 8:00PM
    Well, I got everything on the list done eventually, apart from finding the hole punch, but not all on the day I said I would. Never mind. I have been doing well on today's list but must dash off and put some washing in or DD will have nothing to wear in the morning.

    PaddyPaws, Iced Bun and Pennypincher, welcome to my diary. Always lovely to have other people posting on here as well as little ol' me. :wave: Thank you too to natty, and to everyone who's been thanking posts. :wave:

    Thanks for the sympathy about child-related spending: latest expense is that DD has grown out of her Brownie uniform. I looked at the 2nd hand ones at the Brownie jumble sale last month, but they only had small ones, and nothing in her size. Will have to buy stuff new from the local guide shop tomorrow. Also need to buy ingredients tonight for DS's food tech lesson tomorrow.

    Am going round to see friends tonight - just a couple of hours after we've all eaten with our families, so no spend apart from £10 to local teenager for babysitting - she does £15 for a whole evening or £10 for a couple of hours, so not too bad. Looking forward to when DS is old enough to sit for DD and I can leave them for an evening. Only another couple of years now. :)

    Edit: Have just found hole punch!! Punched holes and filed two credit card bills and one bank statement. :A
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Calfuray
    Calfuray Posts: 1,003 Forumite
    Uniform Washer
    Can I come borrow your hole-punch Lois? I cannot for the life of me find mine, and I'm trying to be all organised and whatnot for uni classes :(
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Calfuray wrote: »
    Can I come borrow your hole-punch Lois? I cannot for the life of me find mine, and I'm trying to be all organised and whatnot for uni classes :(

    I own about three of the dratted things, but by my standards I'm doing well to have one of them in a known location and able to be used. Drop by and borrow it any time. :)

    (You're in Scotland, aren't you? I suspect the petrol to get you to my house to borrow the hole punch would work out rather a lot more than buying a hole punch would. :rotfl:)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Calfuray
    Calfuray Posts: 1,003 Forumite
    Uniform Washer
    Lois_E wrote: »
    I own about three of the dratted things, but by my standards I'm doing well to have one of them in a known location and able to be used. Drop by and borrow it any time. :)

    (You're in Scotland, aren't you? I suspect the petrol to get you to my house to borrow the hole punch would work out rather a lot more than buying a hole punch would. :rotfl:)

    But, but... I'm honestly not procrastinating to drive to yours for it :)
  • skint_spice
    skint_spice Posts: 13,436 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I always know where my punch is and I'm closer - just pop in Calfuray! But I'll see that punch and raise you three staplers:D! Can find them but where do I hide the spare staples...
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Calfuray
    Calfuray Posts: 1,003 Forumite
    Uniform Washer
    Bah, it's all a conspiracy I say!

    But Mr Cal found the hole punch in less than 60 seconds, I've been looking since last year! Knew he was useful for something! ;)
  • I had a second hand brownie uniform back in 1970, just after they changed the uniform so I was the only poor little girl in the pack to have pockets n the chest instead of the skirt. I was also the only one whose mum wouldn't buy the leather belt with the purse attached, I just had a brown plastic belt and no purse..... Some things you really just have to do for your children whether or not you can afford it. Or you end up with kids with hang ups about money, just like me.......
    Paid off mortgage nine years early in 2013. Now picking and choosing our work to fit in with the rest of our lives!
    Still thrifty though, after all these years:D
  • You know when Brownies had bobble hats, mine was a home knit (umm!) and obviously I had a hand me down uniform which I never minded.

    My school uniform my Mum cut the arms off my blouses to make summer uniforms but in the winter I had to keep my jumper on! And best of all three blouses did 5 years at secondary school - boy that women was thrifty.

    Some things need to be new and right. Most things don't though do they? Blooming kids, you feed them and they grow. But it does give you the opportunity to say stuff to them like holy moly your legs look like you've been stretched and OMG your feet are as big as a clowns!!!
    Debt Sept 2012 £140,000 end age 65.5 (maximum) four mortgages in total
    April 2016 £114,599.83 (3 mortgages now)
    Nil debt for some many years now perhaps 8. Need to save for a tent for holiday this year but nil else.
    Over paying about £500 per month but fancy £600 so will have to think of some very money saving techniques...
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    I didnt get the leather belt with purse attached either.
    Gumtree for Brownies uniform?
    I got kicked out of Brownies...
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