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Lois_E begins a long MFW journey
Comments
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Hi Lois,
I like your '5 things to be grateful for' - I've been trying to do something similar but not writing it down, just thinking of things I'm grateful for everyday and usually surprising myself with how many things there are. I often do this either while walking to the station or when I'm on the train to work.
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Lovely positivity going down on your thread Lois :TFebruary13 - £74990 (or thereabouts)
MND - Let's go for 2020 'cos it's got a nice ring to it:D
C'mon nattypants:cool:0 -
The positivity is cool, isn't it - thanks natty.
Today I am thankful for:
1) My dad - v helpful and supportive person
2) My HoD at work - also v helpful and supportive
3) All the lovely people who've been posting and thanking on my thread
4) A restful day today
5) Being sufficiently up to date with the washing that I don't need to wash any school uniform shirts for my kids in a hurry tonight.
Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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Love the idea of '5 things I am grateful for today' - I think sometimes its easy to forget that there are so many things we should be grateful for in life as we always seem to focus on the bad.
MCIMortgage Free x 1 03.11.2012 - House rented out Feb 2016
Mortgage No 2: £82, 595.61 (31.08.2019)
OP's to Date £8500
Renovation Fund:£511.39;
Nectar Points Balance: approx £30 (31.08.2019)0 -
Making plans for payday tomorrow. Think I should be able to get another £100 off FL1. £12,000 here I come.
Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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Positivity and mortgage bashing. Lovely!:T"Have nothing in your houses that you do not know to be useful, or believe to be beautiful." William Morris0
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Payday today!
Really really want to update spreadsheet, play with graphs, update sig on here, etc. But if I do that now, I'll end up being late for work. Must resist, must resist, must resist....
See you all this evening when I'm free to give in to the spreadsheet-and-sig desire.Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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Payslip in pigeonhole today as expected, and money in the account.
Now to play with the spreadsheet.
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OK, all numbers duly entered in spreadsheet and another £100 paid off FL1.
This month's milestone is ...Family Loan 1 is now down to £12,000
:j:j:j
Targets for the end of the tax year include:
1) Get "Owed-ISA-EF" down to below £80k
2) Get equity above 76%
PS Thank you to catshark for posting, and to mci, Peonie, pink poppy, pix, QBW, Radish, skinty, Tilly and tattycath for thanking. Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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A positive attitude may not solve all your problems, but it will annoy enough people to make it worth the effort Mortgage Balance = £0
"Do what others won't early in life so you can do what others can't later in life"0
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So which cell in your spreadsheet tells you the exact amount of money required to get you to 76% equity
Well done on reaching £12K :jMortgage Aug 12 £165K, Aug 19 £0
ISA challenge start 2019 £3000/£1500 (50%)0
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