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Lois_E begins a long MFW journey
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I hibernate it, but it's beginning to show its age, and it still takes a while to boot up - not very long, but certainly long enough to take off a coat and a pair of shoes. It would be quicker if I made it sleep instead of hibernate, but that would drain the battery, unless I left it plugged in, which would use electricity.Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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Well done on reducing the family loan...must be a good feeling.
MCIMortgage Free x 1 03.11.2012 - House rented out Feb 2016
Mortgage No 2: £82, 595.61 (31.08.2019)
OP's to Date £8500
Renovation Fund:£511.39;
Nectar Points Balance: approx £30 (31.08.2019)0 -
Thanks MCI
Tonight, for a change to recent habits, I am going to sort out DS's food tech ingredients BEFORE going out for the evening. I am. I really am. I am NOT going to leave it until after I get home and all the shops are shut except the Tesc@ on the other side of town. I am NOT going to have to dash out before school tomorrow morning to get what he needs.
(I will even post on here when I've done it, just to prove that I did it in time.)Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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We've started to get things more locally when we only want a couple of items-like bread, milk, butter. If I go to Asd@ I end up spending between £15-£40 :eek: If I ask Mr tc to get it locally while he's out and about he only gets what we need-apart from the odd bar of chocolate.GE 36 *MFD may 2043
MFIT-T5 #60 £136,850.30
Mortgage overpayments 2019 - £285.96
2020 Jan-£40-feb-£18.28.march-£25
Christmas savings card 2020 £20/£100
Emergency savings £100/£500
12/3/17 175lb - 06/11/2019 152lb0 -
Thanks MCI
Tonight, for a change to recent habits, I am going to sort out DS's food tech ingredients BEFORE going out for the evening. I am. I really am. I am NOT going to leave it until after I get home and all the shops are shut except the Tesc@ on the other side of town. I am NOT going to have to dash out before school tomorrow morning to get what he needs.
(I will even post on here when I've done it, just to prove that I did it in time.)
I'll be watching for the update....
In the meantime I have: 4 sets of lecture notes to write up, one practical to complete, and one tutorial to complete, so we can compare later :A0 -
Will hold you to that, Calfuray.Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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My initial thought was you were hibernating an elderly tortoise...0
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I switch off to save on electricity
It drives the BF insane that I keep switching of the sky boxMortgage Aug 12 £165K, Aug 19 £0
ISA challenge start 2019 £3000/£1500 (50%)0 -
I would unplug things but im too lazy! Id rather pay the extra pence lol
My LTV is at 39% :j I love seeing it go downGood luck in your challenge.
Did you get your food tech stuff like you promised??MPs left feb '08 276- Dec 13 36 :T MB Jan 10 ~ £82,377 Dec 13 ~ £29987
EMFD was Feb 32 :eek: NOW Dec 2013 its Dec 2016
MF new target Dec 16 REACHED!! :j0
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