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Lois_E begins a long MFW journey
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I have an A4 piece of paper counting down every thousand I still owe on my mortgage......I LOVE crossing each one off as I demolish it!!!:j:DMortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
Mortgage OP £50/£600 House Fund £420/£50000 -
Glad to get to the end of the week.
STILL haven't made a start on that coursework, although I've got all the rest of my marking done, including two classes of tests. Decided not to bring it home this weekend. DS will be out all day tomorrow, so DD and I need to use the time to start decluttering her bedroom of <need alliterative word signifying colossal amounts of clutter but can't think of one>.Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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Happy Weekend Lois.
MCIMortgage Free x 1 03.11.2012 - House rented out Feb 2016
Mortgage No 2: £82, 595.61 (31.08.2019)
OP's to Date £8500
Renovation Fund:£511.39;
Nectar Points Balance: approx £30 (31.08.2019)0 -
Just mark one piece. It wont be as bad as you think.0
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I'm enjoying every drop of £100 at the mo, lol.
Mind you, we're approaching a change in the second digit quote soon and I'm getting v over excited.... Mad. ;-)"Have nothing in your houses that you do not know to be useful, or believe to be beautiful." William Morris0 -
N@tionwide account has got £7.51 for Feb's interest, which counts as emergency fund.
Off to update EF and Owed-ISA-EF bits of sig.Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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N@tionwide account has got £7.51 for Feb's interest, which counts as emergency fund.
Cheers Lois - I've got 3 accounts to transfer the interest from that I forgot about!0 -
I love the whole money shuffle, then updating my signature, my spreadsheet, then my book. Every part of it is a huge boost each month. Dave actually asked me today what new figure was, so clearly he's getting the 1st of the month is important.Morgage till Nov 30 GOAL MFW Sept 2016Aug 11 - £100k Aug 2016.... It's GONE!!!!!
2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
"A goal without a plan is just a wish"0 -
Finally found the letter that I'd lost that N@tionwide sent me a little while ago, telling me when my 5% rate runs out and I revert to 1%. It's this Thursday. So now I'm considering what to do with that £2.5k. I was wondering about getting one of those Yorkshr Bank 4% ones, but I've got a bill of £500ish to pay, and I'm thinking of sending £1k to FL1 to speed it up, and my Spanish account keeps dropping below the £3k and not getting its 3%. So I think my best bet probably is to put what remains of the N@tionwide money into the Spanish account to make sure it stays over the £3k.Starting again 13/4/19Home loan 1: £21,102.50 Home loan 2: £7,698.99Total owed: £28,801.49
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Is there a reason people have a few accounts? Is there a limit of savings or something like that? (not that I have any extra money to put into different accounts!MFW 16 No 33
2016 OP Paid/Target 2063/£2063 (100%) COMPLETE
Mortgage Free - Apr 2016 -DONE!:j0
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