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Lois_E begins a long MFW journey

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  • Wouldn't worry about the lack of organisation around the post....realised this morning that I haven't checked the post box all week!!! :eek: Got a huge pile of letters sitting on the kitchen table now ready for me to plough through later!!!

    Should have just buried them while I was digging in the garden earlier!!:rotfl:
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • I remember getting really stressed as a package I ordered hadn't arrived, thinking all sorts of contingency plans, I had even contacted the sender, checked they sent, then tried to track the parcel, it saying it had been delivered and then finding a package on the work top, it had been there all week apparently, some helpful soul had put it there and the usual work top debris had covered it. Felt a bit embarrassed to say it had been in the kitchen all along...
    Morgage till Nov 30 GOAL MFW Sept 2016
    Aug 11 - £100k Aug 2016.... It's GONE!!!!!
    2014 GOAL HIT 5 Stone! 2016 GOAL to be a MF marathon runner.
    "A goal without a plan is just a wish"
  • skint_spice
    skint_spice Posts: 13,438 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    I have one of those helpful people too - they don't always move the post from the front door so it is very confusing when it's on the coffee table... just stick to one place kids it's easier for us old folk:o
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    You are all so reassuring. Glad it's not just me. :)

    So, this evening I am thankful for
    1) DD actually making a little progress sorting out her room (with my help, of course)
    2) Final lazy day of half term, with plenty of time to spend doing nothing very much to recharge batteries
    3) Friend who's offered to help me out because of something I meant to do yesterday but forgot, and now can't be done until Monday
    4) Crocuses about all over the place :)
    5) Norfolkdream, skinty, ICTD, GG, Tilly & HDK for posting, and Alchemilla, Cal, Froggy, ICTD, MCI, MWC, norfolkdream, Pearla, pink poppy, Radish, skinty, Hurdler & Ed for thanking :wave:
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    DS doesn't like the jeans I got for him in the mammoth shopping expedition to Mr T for the double points. Will have to take them back and change them, just as soon as I can find where I've put the receipt. Must get more organised. :o
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Radish72
    Radish72 Posts: 2,075 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    We have a little tub that all the receipts/vouchers go in using some clothes pegs to keep like together
    Mortgage Aug 12 £165K, Aug 19 £0
    ISA challenge start 2019 £3000/£1500 (50%)
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    I'm very organised with them up to the point where I type them into my financial master spreadsheet, but after that it all goes to pot. I am supposed to keep them until I've checked them off against the statement, and then chuck them unless they might be needed in future - for example if they've got clothes or shoes on that I might want to return if they wear out in a few weeks. But that's the bit I'm not being organised about ATM.

    Oh well, at least I have one reason for posting a smiley face: NSD today :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • I am rubbish with paperwork, literally can have it one day and then cant find it the next!

    I keep thinking about scanning paperwork into my lappy for quick access but thinking it and actually doing it are two different things :o
    MFW 16 No 33
    2016 OP Paid/Target 2063/£2063 (100%) COMPLETE
    Mortgage Free - Apr 2016 -DONE!:j
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    This evening I am grateful for
    1) DD asking for macaroni cheese - always nice when they specifically ask for something cheap, and it ended up being really nice too. :)
    2) Church this morning - a good sermon, and meeting up with some old friends who happened to be visiting.
    3) Having a job I enjoy - always worth reminding myself of this the night before going back to school ;)
    4) Lovely email I got from somebody expressing their appreciation of something DS has done :)
    5) Radish & ND for posting, and Alchemilla Ed, Hurdler, ICTD, kbl, MWC, ND, pink poppy, Radish, skinty, Tilly & Squirrel for thanking :wave:
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Hope the first week back is ok. DS said he's looking forward to seeing teacher A, B and C. How lovely that some teachers have such a positive impact that kids are looking forward to seeing them :)

    Best wishes Tilly x
    2004 £387k 29 years - MF March 2033:eek:
    2011 £309k 10 years - MF March 2021.
    Achieved Goal: 28/08/15 :j
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