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Lois_E begins a long MFW journey

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  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Lois_E wrote: »
    DS doesn't like the jeans I got for him in the mammoth shopping expedition to Mr T for the double points. Will have to take them back and change them, just as soon as I can find where I've put the receipt. Must get more organised. :o

    Found it! :D

    Perfect timing. Tomorrow I have an appointment a little way away, and to get to it I shall have to drive past the big branch of Mr T where I got the jeans. (I mentioned earlier that it's not my nearest, but it does seem to be my quickest to drive to.) So I'll be able to take DS's jeans back without using up any extra petrol :)

    Before they go back, I'll get him to try them for size and note down what measurements he needs, and then I think I'll ask him to choose his own trousers online. At least he's not bothered by brand names and good at shopping around for something cheap. At least, he is when it comes to clothes - sadly where technology's concerned, not so much!
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Habibiboo wrote: »
    :wave:

    Just a quick hi Lois ad a good luck back at school today. At least there's more chance of it being light when you leave home and return again for most of this term - I used to hate the dark, dreariness of last term!

    Oh and with the CC thing, I didn't notice any fudging at all. When I got my Mr T CC for my Great Points Stooze for Xmas 2014, the PIN and banking info arrived at least 2 weeks before the card did, so it all sounded normal to me. The not realising it had arrived in the post? Yup, that sounded pretty much normal too!

    Have a good day
    :)

    Hello Habibiboo and welcome to my diary. :wave:

    Also hello and thank you to Tilly, skinty, ND, Radish, pink poppy, SF and ICTD for posting/thanking. :wave:
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Tonight I am grateful for
    1) Not having any marking tonight ... although that's because there's no point in marking Y10 yet because so many of them had forgotten they were supposed to hand it in today (remembering I set it before half term obviously too much of a challenge for them) so I'm waiting to see how many more I get in tomorrow before marking them all together so I can give it back to them on Thursday. So the pain is merely postponed.
    2) Lovely phone call with my goddaughter :)
    3) Friend who says she can have DD after school one evening in a few weeks' time when I will be busy with DS
    4) Delightful friends who want us to go and see them over Easter :)
    5) Co-op vouchers that I found while tidying my desk :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Busy day ahead today. Let's hope I've remembered everything I've got to take with me, because several different things (including work, but not just work) are going to come one after the other, and there won't be time to come back to get anything I've forgotten.
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Lois_E wrote: »
    Busy day ahead today. Let's hope I've remembered everything I've got to take with me, because several different things (including work, but not just work) are going to come one after the other, and there won't be time to come back to get anything I've forgotten.

    Hope it all goes well!! :D
    Mortgage 12.12.12 £55842 12.12.13 £42716 14.12.14 £28837 13.12.15 £25913
    Mortgage OP £50/£600 House Fund £420/£5000
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    Hope it all goes well!! :D

    It has so far, thanks ICTD. There's a busy evening ahead too, though, so I'm hoping that goes well also.

    Today is mortgage day, and I've sent another £25 to FL1. I've updated my sig. :) Highlights are:
    • Mortgage is now below £69k :)
    • Owed-ISA-EF is now below £77k :)
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • Habibiboo
    Habibiboo Posts: 1,582 Forumite
    :wave:

    Hope your busy day went well, and this evening's marking isn't too ugh! Did the jeans return go smoothly?

    Well done with the mortgage, fantastic to drop below another big number
    :T:
    Stash busting 2014 45 / 60 (balls of yarn)!
    2014 Sealed Pot #2136 ?/£500
    House: Decluttering 322 / 365
    Original mortgage [STRIKE]£149,000[/STRIKE][STRIKE]£117,750[/STRIKE];[STRIKE]£112,500[/STRIKE] MFW 2014#69 GOAL 1: [STRIKE]£109 K April[/STRIKE] ;) GOAL 2: [STRIKE]£103 K by Sept[/STRIKE] ;) GOAL 3: < £100k by end of 2014 MF goal: Nov 2020 - 4 years early
  • Alchemilla
    Alchemilla Posts: 6,252 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    Any chance you would like to...swap mortgages?☆★☆
  • Lois_E
    Lois_E Posts: 2,227 Forumite
    Ninth Anniversary Combo Breaker
    edited 27 February 2014 at 9:11AM
    Habibiboo wrote: »
    :wave:

    Hope your busy day went well, and this evening's marking isn't too ugh! Did the jeans return go smoothly?

    Well done with the mortgage, fantastic to drop below another big number
    :T:

    Jeans back no problem. :) Still haven't got started on the coursework. :o
    This evening's busy stuff was ferrying DD about all over the place and going to a group I belong to that meets on Wednesday evenings. That all happened OK.

    Thanks for the encouragement about the mortgage. I know some people celebrate getting the number at the beginning to go down (eg a whole £10k) but mine goes down so slowly that I need to celebrate each thousand. :o Still, downwards is downwards, however slowly, right???
    Alchemilla wrote: »
    Any chance you would like to...swap mortgages?☆★☆

    Mine comes with the condition that you have to pay it off on a single part-time salary. Still interested in swapping? ;)

    And finally...

    This evening I am grateful for
    1. Wednesday night group went better than usual :)
    2. Wednesday night babysitter can probably do upcoming parents' evening (mine, not my kids') even though it won't be a Wednesday :)
    3. Daffodils beginning to come out in garden
    4. Finally decided I needed new small/medium kitchen knives because of the three I've got, one is no good at cutting, one is lost, and one is both lost and no good at cutting. Got to Mr T and discovered ... nice kitchen knives (of the same kind as the lost one that cuts well) were on special at half price. :)
    5. ICTD, Hbbb & Alchemilla for posting :wave: and Alchemilla, Hbbb, HDK, ICTD, MCI, ND, pink poppy, Radish, skinty, tattycath & Tilly for thanking :wave:
    Starting again 13/4/19
    Home loan 1: £21,102.50 Home loan 2: £7,698.99
    Total owed: £28,801.49
  • skint_spice
    skint_spice Posts: 13,438 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    Lois_E wrote: »
    Thanks for the encouragement about the mortgage. I know some people celebrate getting the number at the beginning to go down (eg a whole £10k) but mine goes down so slowly that I need to celebrate each thousand. :o Still, downwards is downwards, however slowly, right???

    [/LIST]

    I celebrate each thousand too:j then a bit more if it's under the next 5 thousand:j:j then a lot when it's the next 10 thousand:j:j:j:j:j:j celebrating is good and keeps you going at it:D
    Mortgage OP 2025 £6250/7000
    Mortgage OP 2024 £7700/7000

    Mortgage balance: £36,210


    Money making challenge £38/400

    ”Do what others won’t early in life so you can do what others can’t later in life” (stolen from Gally Girl)
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