Lois_E begins a long MFW journey

Pennypincher2

Hello, you are doing very well, your debts are dropping at a pace.

I do hope you enjoy the half term holidays.

I like to be grateful for things too and count my blessings, sometimes I feel overwhelmed by how much I have and have to stop myself from crying a little bit! (which my boyfriend finds interesting!) On Sunday I went to see Furry Cuban at the pictures and I felt really overwhelmed by gratitude for having a house, car, children, nice friends, family, nice job and no one knocking on my door for money - a bit like, how did that happen to me!

Less is more though to be happy and grateful is a lot xx

I will never be wealthy but to be grateful for what you have and love what you have, in my opinion makes you richer than your dreams. And I try not to focus on the troubled bits in my life, I try to turn the noise down on it, and turn the noise up on the good stuff and what I am striving for.

Do you think goodness, money, kindness etc put out into the world comes back to you? I do, I am always blown away by how much nice is around and I hope to contribute to nice. Nice is very under estimated. So gratitude, nice and love - not a bad way to face the world.

Lois_E

Thanks Alchemilla, and thank you and welcome to my thread Pennypincher. You are so right that we all have so much to be thankful for. Do drop by any time - visitors always welcome. :wave:

Lois_E

Sorted out another bit of my financial master spreadsheet.

Next job will be to go through all the things I've bought off Amzn and work out what they each were - and whether they're things that my kids promised to pay for themselves, so I can claim back from their pocket money!

Need food first, though. Have been so absorbed by it that I've forgotten to have lunch.

edinburgher

so I can claim back from their pocket money!

Haha - love it!

I only once got away with a 'free spend' at my Mum's expense, a pair of trainers when I was 16. I felt like Croesus for about a month

Lois_E

I found several computer games and some other stuff that DS said he'd pay for. We went through the emails together and he reminded me which were presents (eg for birthday or reward for good effort grades on school report) and which he was supposed to be paying for. It's a good thing he's so honest, because I couldn't remember a thing! I also found a present that he wanted to buy for my birthday but had to go on my credit card because of course he hasn't got any means of paying for stuff online. Definitely fair enough for him to pay for that one.

DD, on the other hand, has mostly said "but I'll pay for that" in shops rather than online, and for unmemorable things like a small toy or crisps more often than I said I'd get them for her, so I've no idea which items over the last *cough* several months since I last updated my spreadsheets she was supposed to pay for. I've just made a (probably underestimated) guess at that, because to let her off entirely wouldn't be fair on DS.

Need to deal with these things as I go along rather than letting them build up for so long. Will put new resolution into effect by getting up to date with the last week or so of credit and debit card receipts, and I think my cheque book too - I'm sure I've just paid for DD's after school club fees by cheque.

Lois_E

This morning I am thankful for
1) Half term
2) Sunshine - not sure how long it will last, though.
3) My wonderful DS, who has been particularly helpful this morning - and my equally wonderful DD, who, err, woke me up in the middle of the night needing a hug because of a nightmare.
4) My neighbour who dropped round for a chat last night when she was feeling fed up and thought talking to me would cheer her up - so pleased she feels that way about me.
5) Alchemilla, Pennypincher & Ed for posting, and Alchemilla, Ed, HDK, Hurdler, MCI, MWC, pink poppy, Radish, skinty, teapot & Tilly for thanking. It's so encouraging to know somebody's reading this. :wave:

Lois_E

Off out to Mr T to stock up on unperishables on a double points coupon. DD has been pleading for a day out at Legolnd, so I've said I'll take her once I've saved up enough points to get the tickets on Clubcrd boost. Must remember to take lots of bags to get the green points too.

norfolkdream

Lois_E wrote: »

I found several computer games and some other stuff that DS said he'd pay for. We went through the emails together and he reminded me which were presents (eg for birthday or reward for good effort grades on school report) and which he was supposed to be paying for. It's a good thing he's so honest, because I couldn't remember a thing! I also found a present that he wanted to buy for my birthday but had to go on my credit card because of course he hasn't got any means of paying for stuff online. Definitely fair enough for him to pay for that one.


DD, on the other hand, has mostly said "but I'll pay for that" in shops rather than online, and for unmemorable things like a small toy or crisps more often than I said I'd get them for her, so I've no idea which items over the last *cough* several months since I last updated my spreadsheets she was supposed to pay for. I've just made a (probably underestimated) guess at that, because to let her off entirely wouldn't be fair on DS.


Need to deal with these things as I go along rather than letting them build up for so long. Will put new resolution into effect by getting up to date with the last week or so of credit and debit card receipts, and I think my cheque book too - I'm sure I've just paid for DD's after school club fees by cheque.

I do this all the time! And the kids have probably cottoned on that I completely forget that they need to pay it back OR they will say they already had paid me back and I have forgotten. I need to make a list when things happen like that but then I would probably forget to update it :rotfl:

Lois_E

norfolkdream wrote: »

I do this all the time! And the kids have probably cottoned on that I completely forget that they need to pay it back OR they will say they already had paid me back and I have forgotten. I need to make a list when things happen like that but then I would probably forget to update it :rotfl:

Glad I'm not the only one who's disorganised about that kind of thing. :wave:

Lois_E

Well, I went to Mr T yesterday to get that big load of unperishables on the double points coupon. I got lots of stuff, and used up a whole load of other coupons that were just about to go out of date too. The only thing I messed up was that I forgot to take bags to get the green points. Remembered just when I'd parked, but managed to root about in the boot and footwells of my car and found 7 carrier bags and a rucksack, so managed to get 8 green points anyway.

Because I wanted to get some trousers for DS and DD, I drove to a bigger branch than my nearest one - and discovered that because the route is along much faster roads, it's actually quicker to get to. So I'll be going there again in future.