Basic Bank Account Thread

richashel

Hi there,

I'm planning to apply for a Citybank account. My question is, as they only have branches in London and I am a long way from London, are there sister banks that you can use as a branch locally?

Also, has anyone actually been refused the Citybank account? If so, why?

Many thanks

Richard

benj1981

You can use Lloyds TSB for your day to day banking ie paying in cheques and cash etc.

The only down side is that cash takes 3 days to clear.

I don't know of anyone who has yet been turned down so fingers crossed!

richashel

Thanks for the reply, that is useful. I will apply for the account later today.

3 days for cash to clear! Oh my god, and I thought Halifax were bad with cheques.

Richard

littlepinky84

just applied for citibank account, got turned down for alliance and leicester account today. will keep everyone updated. Heres hoping. wish me luck

ALWAYS_POOR

What a useful post. Thank you very much. I've just opened a NatWest account for my ebay buying and selling, really simple and easy to do on line.

Many thanks again.

sgx.saint

3 days for cash to clear! Oh my god, and I thought Halifax were bad with cheques.

4 Days actually

Better bet is if you have another account with another bank, just pay in the cash there, then using internet banking BACS transfer it over and it will only take 3 Days.

That's what I have been doing.

sgx.saint

What a useful post. Thank you very much. I've just opened a NatWest account for my ebay buying and selling, really simple and easy to do on line.

Glad this thread has helped.

computerwoman

just an up-date: when I applied for my citibank account, I also applied for an account at halifax and natwest, neither has bothered to get back to me, thankgoodness for citibank.

littlepinky84

Got my application pack through this morning, its all ready to be sent back but... my and DF dont have access to a cheque book, does anyone know how we could get round this??

xxdiddiexx

littlepinky84 wrote:

Got my application pack through this morning, its all ready to be sent back but... my and DF dont have access to a cheque book, does anyone know how we could get round this??

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