Recent CitiBank Applicant?

sgx.saint · 5 December 2006 at 12:18PM

Hello All.

After speaking with a few other members I decided to apply for the CitiBank Account. More out of curiosity than anything, oh plus the £50 Quidco Cashback ofc

For those of you who are not aware. The CitiBank account is a full current account, however some forum members have had success in applying for an account, even with adverse credit histories. Although this does not in anyway guarantee success for everyone.

I am currently quite happy with my Yorkshire Bank account as it suits my needs perfectly. But it would be nice to open the CitiBank Account as the interest rates are a little higher.

Anyway, my question ... apparently I have to provide them with a cheque for £1 as proof of my ID and first deposit.

Now not having a cheque book on my current account, I cannot do this.

Has anyone else been in the same situation and what did you do to open your account?

Thanks

Saint

BYould · 5 December 2006 at 1:34PM

I have opened a Citibank account and had the same problem.

To get around this I opened a Norwich and Peterborough basic account which comes with a cheque book and then just used that account to pay them the £1, also a few people have mentioned that if you hold a nationwide account they can do cheques for you at the counter if you need them.

goto https://www.netmastergold.co.uk to apply for the account.

Good luck

sgx.saint · 5 December 2006 at 1:51PM

Hmm, I wonder if I can draw a counter-cheque at Yorkshire Bank.

moonlightpjs · 5 December 2006 at 2:56PM

My cheque for the Citibank account is going to bounce (off to a good start, aren't I) and they asked me if I could get a bankers draft, maybe you could try that.. I have informed them that its going to bounce and am waiting for them to get back to me to see if there is a way around it so will get back to you when they do.

Ant84 · 5 December 2006 at 4:28PM

You don't need a cheque, you just need to supply them with an additional form of ID. I have the same problem and phoned them yesterday - that's what they said to me.

moonlightpjs · 5 December 2006 at 6:12PM

Was just going to tell what Ant has just told you......................
I need to go into a LloydsTSB branch with ID and some funds 'cos my account has already been opened without the cheque cleared. Otherwise I would have had to send them additional ID. I'm sure you will get this account - it seems too easy especially when you've got credit files like mine!?! But who are we to question a bank????????????

sgx.saint · 5 December 2006 at 7:15PM

Thanks for the information, Ant and Weller.

Very useful.

What form of debit card is supplied on the CitiBank account? Visa Debit or Maestro?

Cheers

Saint

moonlightpjs · 5 December 2006 at 7:37PM

sgx.saint wrote:

Thanks for the information, Ant and Weller.

Very useful.

What form of debit card is supplied on the CitiBank account? Visa Debit or Maestro?

Cheers

Saint

Hi Saint

Its a Visa Debit Card - and a cheque book!!!!!!

sgx.saint · 5 December 2006 at 8:05PM

and a cheque book!!!!!!

I thought the cheque book was only if you had an overdraft or something similar like that?

JustMe_6 · 5 December 2006 at 8:27PM

I am very interested in this Citibank account however the terms and conditions seem to suggest that I must deposit a salary of £1500 a month, I currently only earn around £1000 per month, anyone else here opened an account earning less than £1500 per month??

mouse_potato · 5 December 2006 at 8:34PM

Just looked at their T&C's....

6.1. You will only be eligible to have a cheque book issued to You if Your gross annual salary is at least £20,000 and You have domiciled Your salary into the Account or You deposit an equivalent regular monthly amount into Your Account.

Overdraft, debit card and cheque guarantee card are only available to persons over 18 years and with direct deposit of salary or regular monthly credits of at least £1,500.

Recent CitiBank Applicant?

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