Basic Bank Account Thread

aligerdie

I'm looking to open a basic account, which ones can you apply for online? (its a logistical nightmare getting into town with the little ones )

Barclays, lloyds tsb are a no no...

thank you!

lulaloo

aligerdie wrote: »

I'm looking to open a basic account, which ones can you apply for online? (its a logistical nightmare getting into town with the little ones )

Barclays, lloyds tsb are a no no...

thank you!

Halifax definitely do them.
Although i think it takes them a while to send you out the stuff once you've applied online, but if you arent in a rush to open it...

aligerdie

lulaloo wrote: »

Halifax definitely do them.
Although i think it takes them a while to send you out the stuff once you've applied online, but if you arent in a rush to open it...

thank you very much for your help. its appreciated.

jasonwatkins

just thought i'd share this in case nobody has found out yet.

i've had a barclays basic account for a few years and was told today that all barclays basic bank accounts are now able to have chip and pin debit cards AND online banking.

so obviously i've applied for this now

the online banking apparently comes with this gadget that looks like a calculator, where if you want to sign on to your online account, you put your card into this and it generates a random PIN for you to use to sign in - apparently it's the securest method available.

heppy23

Can anyone recommend a basic bank account that will accept faster payments from Halifax? One from Barclays, Yorkshire bank, NatWest or HSBC would be ideal as they all have local branches.

sutton111

http://www.apacs.org.uk/sortcodechecker/index.html
Yorkshire bank, Natwest, Barclays and HSBC do.

456789

heppy23 wrote: »

Can anyone recommend a basic bank account that will accept faster payments from Halifax? One from Barclays, Yorkshire bank, NatWest or HSBC would be ideal as they all have local branches.

I have the current account from https://www.hsbc.co.uk/1/2/personal/current-accounts and transfers take a few seconds to happen to my halifax account and vice versa I assume the basic bank account works in the same way too

cifpower

Just applied for a Cashminder account with the Coop and it has been referred. Anyone have any idea what this means? She also very curious as to why I was choosing this account and not a current account.

sutton111

Everyone gets referred for a cashminder.

cifpower

sutton111 wrote: »

Everyone gets referred for a cashminder.

Bit odd though isn't it hun? She said it was for people who were bankrupt. I'm not that bad yet! She said I had to ring back in 3 days for a decision. If I get turned down I'll just go for the Barclay's Cash Card account. I just want a second account with a debit card in case it goes wrong with the Halifax.