Basic Bank Account Thread

PROLIANT

Lass wrote: »

Hi, interesting thread, really helpful comments so thanks so much. Can anyone tell me more about Citibank cashline withdrawals - I've tried to find details on their website to no avail. I really need to know what cashline's I can use as there is as their only branch in the UK appears to be London, not much good to me in Edinburgh! Also, what happens if I ever have a cheque to pay in for example, would I have to post it to them? (unlikely scenario, but stranger things have happened!!)

Thanks!

You can use Lloyds TSB for Citi Bank deposits.

Lass

Thanks Proliant - I guess that this means that for cashline withdrawals you can use any of the LINK system ATM's?

cifpower

Lass wrote: »

Thanks Proliant - I guess that this means that for cashline withdrawals you can use any of the LINK system ATM's?

Any LINK ATM would do

Lass

Great, thanks cifpower, I'll head off and put in an application, a decline won't bother me much now! :rolleyes:

Spritzy

I've just recently applied and been accepted for a basic Barclays account. I've got my Connect Visa debit card, but before I received this they sent me a cheque book. I just read on here that they don't offer cheque books... or does anybody know if this changed recently?

Also - because its a visa debit, does this mean it reports back as a current account?

Thanks

sutton111

Spritzy wrote: »

I've just recently applied and been accepted for a basic Barclays account. I've got my Connect Visa debit card, but before I received this they sent me a cheque book. I just read on here that they don't offer cheque books... or does anybody know if this changed recently?

Also - because its a visa debit, does this mean it reports back as a current account?

Thanks

is it a cash card account because they don't allow cheque books. it must be a normal account not a basic one.

Spritzy

sutton111 wrote: »

is it a cash card account because they don't allow cheque books. it must be a normal account not a basic one.

Whats a cash card account - the one that is a basic account? Am confused?!

Spritzy

I have online banking too...

Have they just approved me for a bank account, but with no o/d?

sutton111

Spritzy wrote: »

I have online banking too...

Have they just approved me for a bank account, but with no o/d?

yea they must of, does your card have a cheque logo on the back right?

Spritzy

sutton111 wrote: »

yea they must of, does your card have a cheque logo on the back right?

Nope and it says specifically, it's not a cheque guarantee card.

I went into Barclays and asked what type of account it is, they say current account.

So no cheque guarantee card, but a cheque book - and no overdraft.

Odder and odder!