Basic Bank Account Thread

fawinds

jsmith9156 wrote: »

Is this a Basic Current account, or a Savings Account with debit card attached? I can't seem to make out which on their website.

Thanks!
James

In the summary box it reads

Key Product Information for our Savings Account(s)

So it is confusing to say the least.

jsmith9156

fawinds wrote: »

In the summary box it reads

So it is confusing to say the least.

Yeah that's why I questioned it.

I have applied, Be interesting to see if I get it, Would be handy to have an account with a debit card AND a branch in my town.

James

book12

jsmith9156 wrote: »

Yeah that's why I questioned it.

I have applied, Be interesting to see if I get it, Would be handy to have an account with a debit card AND a branch in my town.

James

I'm sure you will get it.

It's not even credit scored. As long as you don't have a record of fraud or bankrupt, I think you will be alright.

wrangler5

I got my Co-op money minder card today. I was only accepted last monday so it took just 6 days for the card to arrive and account to be opened.

wrangler5

Well it looks like i also got the Coventry account. I just called and they said there is a letter on the way for me to sign and they don't need ID because they were able to identify me electronically. All i need to do is send a cheque to start the account when i send the agreement back.

i will post if/when it arrives.

jsmith9156

wrangler5 wrote: »

Well it looks like i also got the Coventry account. I just called and they said there is a letter on the way for me to sign and they don't need ID because they were able to identify me electronically. All i need to do is send a cheque to start the account when i send the agreement back.

i will post if/when it arrives.

Yep thats what I got this morning, I'm hoping this means its a given that the account is mine, Sent the cheque and form off today

James

jsmith9156

book12 wrote: »

I'm sure you will get it.

It's not even credit scored. As long as you don't have a record of fraud or bankrupt, I think you will be alright.

I hope so.... Depends what they class an IVA as though :-/

James

book12

jsmith9156 wrote: »

Yep thats what I got this morning, I'm hoping this means its a given that the account is mine, Sent the cheque and form off today

James

Does the letter say your account details?

Since you got a letter, I guess you are eligible for the account.

jsmith9156 wrote: »

I hope so.... Depends what they class an IVA as though :-/

James

IVA is a way to avoid bankruptcy as you know already. I don't think it matters... As long as you are paying your debts, you are ok.

jsmith9156

book12 wrote: »

Does the letter say your account details?

Since you got a letter, I guess you are eligible for the account.

No it just says, "As soon as we receive your deposit cheque and signature we'll open a new account for you."

James

book12

jsmith9156 wrote: »

No it just says, "As soon as we receive your deposit cheque and signature we'll open a new account for you."

James

Looks like you are on your way to getting the account then.