Lloyds TSB Save The Change

pardal51

I did a couple of £x.01 transactions today (egg money and savings).
They show as £x.01 & £x.01; but they have not been rounded up and I thought the working day has ended

earthmother

pardal51 wrote:

I did a couple of £x.01 transactions today (egg money and savings).
They show as £x.01 & £x.01; but they have not been rounded up and I thought the working day has ended

They won't round up - the transactions will show as normal, then at the very end of the statement (may not show until the morning) there will be a separate Save The Change transaction - at least that's what showed on my statement this morning for Feb 1st transactions.

grumpycrab

pardal51 wrote:

I did a couple of £x.01 transactions today (egg money and savings).
They show as £x.01 & £x.01; but they have not been rounded up and I thought the working day has ended

Don't panic. If you're talking about today, Friday, then wait until at least the FOLLOWING day. Why? Because the terms say "at the end of each working day". A working day is Mon-Fri. The end of a working day is 23:59. So wait until tomorrow :-)

tomstickland

I set this up online a few days ago and I've just made my first few transactions rounded up by 1p. I've got loads of matched betting funds being moved round so I see it as being pretty easy to reach the £50 target this month.
This is fun.

phoebe03cat

grumpycrab wrote:

Don't panic. If you're talking about today, Friday, then wait until at least the FOLLOWING day. Why? Because the terms say "at the end of each working day". A working day is Mon-Fri. The end of a working day is 23:59. So wait until tomorrow :-)

Yep , have rung the bank about this. As its the next WORKING day they may not show until MONDAY!!! Lloyds is a bit of a dinosaur:D

monki_man

I've got two accounts, a grad account and a online saver account. when i opedn save the change the lady at the branch told me, i would see a save the change on my account on the 1st of feb.

Then I thought to myself, I thought the money goes into a saving account, online saver in my case. So do i know from internet banking if i am actually registered for save the change?

grumpycrab

monki_man wrote:

I've got two accounts, a grad account and a online saver account...So do i know from internet banking if i am actually registered for save the change?

No you don't... until you use your debit card...then you'll see transactions marked "save the change". But you won't see these until the day after your debit card transaction has been listed in internet banking.
--
Grumps

nickm122

Everyone leave stacey21 alone. All she was doing was informing everyone of a new idea (which i actually think is a good one), and all you have done is ripped the idea apart.

She did'nt come up with it, she was just passing the info on. And M Thomson, you should be ashamed of yaself!

monki_man

So if we list the events,

Day one purchase whatever on your debit card
Day two shows up on your online statement
Day three see it marks "save the change" on your online statement?

pen1

monki_man wrote:

So do i know from internet banking if i am actually registered for save the change?

I'm registered and can see it under "Transfers & Payments" on internet banking.

It's set up as a bill payment under the title "Save the Change", and the total change from debit card transactions that appeared on my statement today, is showing as due today, awaiting processing.