Regular Ramblings from LookingAhead

LookingAhead

Morning! Thanks for that idea Verbatim. It is a good one indeed. Unfortunately however I do live in possibly one the most culture-less cities that this country has ever spawned. The chances of me finding anything worth watching for free this weekend are slim to none.

However thank you again...and please, keep your ideas coming because she's sure to visit again and hey, I might like the ideas so much I'll keep them for myself


Hey taxi. If you do venture onto Excel, look out for the little icon in the toolbar at the top (somewhere underneath the Help pull down menu) which looks like a jagged "E". If you float your mouse over it, it will tell you that is the Autosum icon.

Very handy for adding up a column of figures (in the empty cell directly underneath the last number entry you make - make sure you are clicked on that empty cell before clicking on the Autosum icon).

That's my first tip!

Maybe you could post in your diary how you get on with Excel? I am sure there are plenty other novices who would like to learn as well?

Good luck & good on you for trying.

LookingAhead

Anyway on the subject of computers and stuff.....I installed MS Money last night. After taking a cursory look the first time and thinking "Hmmm...nothing much in here I didn't already know"....I spent another hour or so before bedtime taking a better look.

Now, maybe it's just me....but I was bitterly disappointed. I don't 'get it' at all and believe me I am far from computer illiterate! As far as I could see (and I am sure this is me missing something) the running total made no sense at all after a payment goes IN to my account.

Is anyone a fan out there? If so, your comments please......thanks!

LookingAhead

Feel excited!! Not only did I cut up my last credit card this week (yesss! Still absolutely no regrets about that!) but I have just set up payments between now and February to clear all CC debt.

£70 in January to clear RAC payment for BF car (he will give me most of this back, I pay a little bit as I use the car occasionally).
£300 off Tesco Balance Transfer total in January
£500 to clear the Tesco balance in February which is the last month of the 0% offer.

OK I will still have the overdraft to contend and it will get bigger for three months or so, but if all goes to plan, I should be able to claw this back into a reasonable state of affairs by March/April time.

I would just like to reiterate that I never ever ever want a credit card again! Clearly after 16 years of having one and always screwing up, I'm not fit to own one!

I feel a little lighter today.....

taxi73

HI Lookingahead ...thankyou for the tips for excel...will try it when feeling brave...enough of me...well done on your plan to pay those cards off...I think that's great and will make you feel brilliant...also agree with you no more credit cards...they are too much temptation...I will be doing the same with mine once paid off...it's better to see a little more on the overdraft for a few months than fiddling about with those other debts and cos you don't have to pay the others ...you'll have more wages each month to bring the od down.....fantastic...you're so good at this...well done and have a good night out..

LookingAhead

Hello all!

Well I am mightily chuffed. I came in under budget for the week by nearly £11! :T Go me! I'm so pleased. I feel like I have really achieved stuff this week.

Went to Sainsburys today and came in under budget by about £2 but then took £2.50 off in Nectar points which brought it down even further. And a really really kind man in front of me spent £70 and offered to let me use my Nectar card as he doesn't use one! What a lovely person - I thanked him profusely. His son looked like Wayne Rooney too....but I didn't tell him that.

Well you don't know how someone's going to react to that do you?


So anyway, last night. I went out with £24.30 ( I had some spare change I didn't know about! That never usually happens).

I bought one round and paid for a taxi home which came to £13.80! So £10.50 remained in my purse so I smashed the budget for last night. SO pleased. I would have spent more but as luck would have it, we bumped into some old colleagues who were in a champagne bar (we were passing en route to a more basic pub and saw them in there).

One guy insisted on buying a bottle of Moet & Chandon (I've never said those words before in my life) and then two more glasses of bubbly when the bottle was polished off (not long...).

To say I felt a little heady this morning is an understatement. I haven't drunk champagne for years (oh? Have you not? :rotfl: ) and I totally forgot about that lovely hangover it gives you were you feel like you can't move even to sip some water that you unbelievably managed to pour yourself before getting into bed.....

So it was mainly a GREAT night with free champagne and I found 5p on the way to the taxi rank....just how lucky can a girl get?

cathybird

hiya lookingahead, just wanted to say I missed the bit where you cut up your credit card at the time you cut it up (ie last week), but caught up with it today, well done, I've cut up all mine and it gives a huge sense of satisfaction, and I feel EXACTLY as you do, I never want to have one of the b*ggers again. so good on you!!!!

LookingAhead

Thanks cathybird!

Yes I do feel great, SO pleased. I hope you liked the URL by the way to eighth-day?

taxi73

Hi looking ahead ...seems you are really cracking on now...well done on your plans and also coming in way under budget and the extra nectar points....good day all around for you...I'm really jealous...moet(my absolute favourite tipple)..it's on special in tescos but I didn't buy it...how good's that?:rotfl:

LookingAhead

WELL DONE for resisting!! After last night/this morning I think I could resist _pale_ however it is lovely isn't it? I think I just had a bit too much, but hey what's a girl supposed to do when its free?

whatatwit

Great stuff LookingAhead, so pleased you came home with money.

I too saw the Moet on offer in Tesco, and it also had the 25% off if you bought six bottles.

Fortunately, I heard the warning.......*Step away from the champagne*

That's should be our motto....never turn down a free drink....