What charges? (merged threads)

cots

Please could someone tell me if I can claim back a charge called 'Referral Charge'?

Many Thanks

Edinburghlass_2

Please see the above link for what can be claimed.

rachy

Hi,

Ive recently started the process of reclaiming my bank charges from the past 6 years from HSBC. They sent me the statements I requested, however Im having trouble understanding what I can claim for. The main thing being, can I claim for overdraft interest charges? This was an arranged overdraft, yet I have been charged from a couple of pounds through to nearly £30 (I think this is a percentage of the amount Im overdrawn). Help Im confused!

Can I claim these charges or are they what I accepted when taking on the overdraft?!

Thanks!:o

Rex_Mundi

No, you can't claim this back. This is the interest on the money you've basically borrowed from the bank as part of your agreed overdraft.

cots

Hi,

Please could anyone tell me if you can get back a charge called a 'referral charge'??

Many Thanks

nickmack

My initial thought is yes, but can you confirm how much it is for and if you can see it relates to anything on your statement?

cots

The amount varies from £20 - £90 and all it states is that it is a referal charge for the previous month

Many Thanks

chekhov

Can I claim back "overdraft interest" or is that a legitimate charge?

Rex_Mundi

You can't claim that back.

natweststaffmember

Yes is the answer