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Crashed my car... Insurance won't pay out... Need Help ASAP

123457

Comments

  • catflea
    catflea Posts: 6,620 Forumite
    Well, thats definatly good news :D
    Proud of who, and what, I am. :female::male:
    :cool:
  • Kate._3
    Kate._3 Posts: 28 Forumite
    It is... although I'm waiting for gordon hose to pop up and tell me I'm lying... :D
  • Gordon_Hose
    Gordon_Hose Posts: 6,259 Forumite
    Debt-free and Proud!
    :rotfl::rotfl::rotfl::rotfl:

    Get over yourself!
  • vaio
    vaio Posts: 12,287 Forumite
    Part of the Furniture 10,000 Posts Combo Breaker
    Kate. wrote: »
    It is... although I'm waiting for gordon hose to pop up and tell me I'm lying... :D

    To be fair one of your posts must be wrong......
    Kate. wrote: »
    ......Now the insurance company has ended the policy.....
    Kate. wrote: »
    Spoke to the insurance today. It has not been canceled. If I was to get another car I could have the policy transferred.

    Good result by the sound of it
  • catflea
    catflea Posts: 6,620 Forumite
    Oh, just spotted the CCJ comment. CCJs will only show on your credit file if they are not settled within 14 days, so if you paid immediatly then you are clean as a whistle :cool:
    Proud of who, and what, I am. :female::male:
    :cool:
  • Kate._3
    Kate._3 Posts: 28 Forumite
    Ahh, I did.Must be why it hasn't shown. Thanks.
  • mikey72
    mikey72 Posts: 14,680 Forumite
    Kate. wrote: »
    Spoke to the insurance today. It has not been canceled. If I was to get another car I could have the policy transferred.

    They're still going to want their money for the points though.

    The most cost effective solution would be to agree to pay the extra, and cancel your claim for the write off.
    If you can do this, it will leave you your ncd intact for this year (but you will have to declare the accident for the future).
    Depends on how much they're going to want.
    You should be able to get your old car back, and sell it for salvage as well.
  • Kate._3
    Kate._3 Posts: 28 Forumite
    Hmm. It probably would. That'd make it easier for me to get a deal on a new car as well, which is my only option at the moment because I don't have much set aside for even a cheap runaround at the minute.
  • clever_username
    clever_username Posts: 609 Forumite
    Kate. wrote: »
    Being a getaway driver in a bank robbery
    Well I for one had a good laugh at this! :D
  • pborojon
    pborojon Posts: 128 Forumite
    gilbert_and_sullivan wrote: »
    It's only a write off in the eyes of the insurer and his repairer who arn't going to be paying for it anyway so their opinion is of no interest or value.

    The car belongs to you, and unless you gave permission for it to be scrapped has been disposed of without your knowledge which could be tantamount to theft.

    It's been a hard lesson for the OP, but should be grateful that a third party wasn't hurt or worse, as this could have been a pay for life (literaly) scenario.

    What a load of tosh, Cat A & B can't be returned to the road.
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