Seriously need help...please :)

mitchyjules

briancrum wrote: »

why should you get ANYTHING off taxpayers? it was your choice to breed?

oooooooooooh that's uncalled for!
The lady said she was working - so has paid her dues, and her partner works! Everyone has the right to have children!
You are entitled to tax credits, but may be over the threshold for JSA due to partners income.
Your best bet is to look for a part time job, and try to work when your partner's at home
But do not jack your job in - you'll get no benefits for at least 6 weeks as you'll be classed as making yourself intentionally unemployed!

mitchyjules

I just want to say that if we all waited until we were financially secure before having children - then the population would drastically decrease and there wouldn't be enough dependants to keep the country ticking over when we're all old and retired!
My sister decided to wait until she was established in her career as a doctor. She's now 42 and has missed the chance to have a baby - something she now regrets.
I started young, and my 4 kids are my reason for living!
And also - to those moaning about living off the taxpayer...the original poster has said she has paid taxes - and no doubt her partner does too. So what's the difference between claiming benefits for a few years while she enjoys her child growing up - and you lot claiming your state pension for 20 odd years!!!

Orville

KxMx wrote: »

So you only planned for the black and white? And did no planning for the what if scenarios, or thought about it at all? Like what if elderly parents found childcare too much? Is not much of a stretch is it.

You have several months after all to think about these things when you find out you are expecting.

As others have suggested, go through all your expenses and see what you can cut back on and get rid of. We're all having to do it whatever our circumstances.

I think most of us think about the "what if scenario" happens but if we all led our lives on the assumption it does then where children are concerned for example we would never have any.

I bet there are many couples today who had good jobs and decided to have kids, who never would have foreseen what state the country is now in today, struggling because one, maybe both have been made redundant etc.

I do agree though that if the op is currently working she should not give up her job unless she would be in a position to live without state help to raise her child.

Birdy12

mitchyjules wrote: »

So what's the difference between claiming benefits for a few years while she enjoys her child growing up - and you lot claiming your state pension for 20 odd years!!!

What benefits would these be then? Hang on, wasn't this the question the OP originally asked?

What can she claim, apart from child benefit and child tax credit (assuming they're entitled to it), bearing in mind that her OH works with a salary of £17k?

KxMx

Orville wrote: »

I think most of us think about the "what if scenario" happens but if we all led our lives on the assumption it does then where children are concerned for example we would never have any.

I bet there are many couples today who had good jobs and decided to have kids, who never would have foreseen what state the country is now in today, struggling because one, maybe both have been made redundant etc.

True, true, but the OP made it clear she did not think that the situation with her childcare would ever change!

mitchyjules wrote: »

everyone has the right to have children!

Having children is NOT a right or a need, it is a choice/privilege. Would you say I have a right to have kids when I may pass on my medical problems and/or saddle them with a Mum who may herself need care in the future?

Fridge2

Orville wrote: »

You are not expected to fund it, nor do you. Can you prove that the actual tax you pay would be going to her actual benefit?. No you can't. You pay tax and that tax could be distrubited in any way.

Pretty pointless comment, don't you think?

You would only make sense here if there were clearly ringfenced budgets for tax which there are clearly not.

The fact is that benefits are funded by taxpayers, so I'm not really sure what you are trying to say here.

Asa side issue, the fact that I don't know what my tax is spent on has long been a bugbear of mine and I feel Government are just not accountable enough for this...however, that's a separate discussion.

kimmy112

Orville wrote: »

So you are relying on hubby?. I guess you don't work then?.

if you look back you will see i said i work 12 hours a week. i dont earn enough to pay tax.

starchild1972

diolch wrote: »

I think you will find that what you and others class as luxuries are now accepted as being normal reasonable day to day expenses.
Have a look at the following list that the government have agreed to as being acceptable and certainly NOT a luxury!

What kind of expenditure is classed as being ‘reasonable day-to-day living expenses’?

Normal monthly expenses, would include rent or mortgage payments (which are reasonable for the area you live in and the size of your family), food, heating and lighting, etc. Below are some examples of things that can also be treated as reasonable expenses:

• TV licence, TV and video hire
  
  Household insurance
  Car tax and insurance
  
  AA/RAC or similar membership (if you still have your car)
  
  
  
  Membership of a professional body, needed for your job (unless your employer pays for this)
  Prescriptions/dental treatment/opticians
  Payment under a maintenance order or Child Support Agency assessment
  Mobile phone (a reasonable monthly cost)
• Dry cleaning

Other expenditure items that could be considered:

• Clothing
  
  Holidays
  Hairdressers
  Extra curricular activities for children
  After school clubs
  Pets
  
  
• Rent arrears

This is not meant to be a complete list, and other expenses could be considered.

What kind of expenditure would not be classed as ‘reasonable day-to-day living expenses’?

The following are examples of expenses which are likely to be disallowed (unless there are special circumstances):

• Gym membership, any sports expenses or club membership

  Additional pension contributions to enhance a pension

  
  

  Private healthcare insurance

  Money for gambling, alcohol or cigarettes

  Satellite TV

  Excessive mortgage payments
  
  
  
• Regular payments to charitable and religious organizations/tithing

Again, the list is not meant to be complete.

Dry cleaning an essential? That's a new one on me! What's wrong with buying clothes you have to wash !!!!!!???? Not seen a hairdresser since my Eldest was born, always got the other half to do it. Pets are definately not an "essential" as if you can't afford to feed yourself how the heck can you afford to feed a pet?

This world has gone nuts and people no longer have proper priorities. ( No TV license btw, no TV aerial in this house! not had one now for 3 years. DD1 got asked why she doesn't watch X-factor, her reply is "well I have a life and OMG unlike you I'm not panicking about my homework" she also doesn't facebook, she prefers "real life")

Then again the previous government decided that material deprivation (i.e. no computer, access to television, games console, trainers, MP3 player and trips to burger outlets) was child abuse!

And here's me unravelling old jumpers to re-knit,refuse to go to burger bars and think TV is a waste of time, quick call social services!

KxMx

I don't think a car is a neccessity either- i've never had access to one with neither parent driving, and we've just had to make do as best we can, including moving back to a town with better public transport.
No after school activities or clubs, dance lessons etc for me either, there wasn't the money.

DX2

Orville wrote: »

Until she forgets to take the pill one day or the condom splits. Then what.? Oh yeah because she is responsibile she'd have an abortion wouldn't she?.

Get a grip.

Is there a problem with the morning after pill then?