Avoiding the shops in April - The NSD Challenge

kathy40uk

butdoineedit? wrote: »

Not sure this will help when you're having a bad day at work Kathy, but you have to trust that things happen for a reason & that whatever is best for you is just round the corner. 2 months ago i would have rolled my eyes at that & not believed it in the slightest, but sometimes the hardest thing to do is have patience & believe!
You are clearly a talented & caring individual with skills that make you a valuable employee & there is a reason why the agency job didn't come off for you, i have everything crossed that the reason is because something much better is just round the corner!!
& in the meantime rant to us as much as you like!!

Thank you for that BDINI :kisses3: will try to keep believing

kathy40uk

:hello:
Hi all NSDers xx

Have popped in to declare 14, have just made sure I have taken all money out of my purse for when I go to work as because I'm off tomorrow it would be all too easy to pop into the late shop on the way home :eek:...........but I can't now so that's good :rotfl:

Really hoping I can string the leccy out until Sunday when I have to spend to go to London so I can get to target this month.

Back soon xx

:hello:

kathy40uk

rising_from_the_ashes wrote: »

Hello everyone - I'm admitting defeat for April:mad: - nearly got there but I did think it was going to be difficult with the amount of birthdays I have during the month! (probably should've set a lower target). I'm not organised enough to buy them all in one go so have had many LSDs.

I did however manage 3 in a row which was a 1st for me so it's not all been bad.

No one is ever defeated in this thread Rising Every NSD is a day won and very well done on three in a row :T

kathy40uk

:hello:

With all this wedding going on have we had one of these yet?



It's Friiiiiiiiiiiiiiiiiiday

:hello:

Keiss_21

NSD no 17 today! Only one more to go...and only one day to get it in!

Watched a bit of the wedding this morning...Kate looks lovely.

Would have loved to have made some of the lace on her dress...or at least watched it being made. Not made any lace for years...wonder if my lace pillow in the loft is still useable. Hopefully it hasn't been found by any rodents (mice or squirrels)!! It is stuffed with straw, so would make a lovely nest :eek:

Have a great weekend all...going to finish writing more labels and get some seeds sown later.

IF

kathy40uk wrote: »

:hello:

With all this wedding going on have we had one of these yet?



It's Friiiiiiiiiiiiiiiiiiday

:hello:

I'm a ~ wiggling ~ too Kathy :dance:





Link to May's NSD thread - Click here

solventsoon wrote: »

Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.

Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :A

NO SPEND CHALLENGE.

1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fine Everyone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.

OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch & have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one (**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile

We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket club The only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained

And Remember;
there are no silly questions, so don't be afraid to ask us anything!

kathy40uk

Keiss_21 wrote: »

Only one more to go...and only one day to get it in!

Me toooooooo we can do it Keiss :dance:

fenna

yes i am feeling that friday feeling all, Kate looked amazin, elegant and classy, hopefully she lives up to it for the rest of her life. yet another long weekend, very nice for all. NSD no. 14 and I am working all day tomorrow so no chance of spending anyway, glad i finally made it this month. is there a link up for MAY NSD anywhere?
keep up the good work gang!

fedupandskint

Final NSD of April for me - NSD 17

slowlyfading

Number 15 for me today