Cougar Financial and Capital One - DEBT PASSED TO a dca urgent help please

inamess_man

just read the whole link thread

first tiem i have laughed in ages thanks culex

TakingControl

I hope you get some peace from them. I have not had any calls and just a rather polite letter yesterday asking if I need more time to pay and to contact them with my payment proposal. No info on their complaints procedure (as asked in my harrassment letter) and no CCA yet.

Just play them at their own game

fermi

inamess_man wrote: »

no calls today either

however return home and got a yellow calling card from cfs

basically saying i confirm that i will be calling on WEDNESDAY between 9.00am-9.00pm

if inonvenient please telephone e.t.c

Presumably, as predicted, no-one turned up?

inamess_man

hi again all just posted the cca and harrasment letters

rather strange letter from them today though

"we thank you for the correspondencer concerning the above account.

we would ask you to bear with us whilst we attend to the matter and we shall contact you in due course.

thank you"

never had a thank you before? what the hell does that mean?

No visit on wednesday i didnt actually get the card until wednesday and it was sent on the 11th so god knows what that was all about

fermi

inamess_man wrote: »

never had a thank you before? what the hell does that mean?

It probably means they've engaged their half a braincell, realised that sending out automated threatograms isn't going to work, and have had to act on your complaints and request.

inamess_man wrote: »

No visit on wednesday i didnt actually get the card until wednesday and it was sent on the 11th so god knows what that was all about

Another automated threat letter then. Amusing that it actually arrived after the threatened action failed to happen. Just goes to show how impotent most of these letters are.

inamess_man

thanks fermi

we will wait and see if they ever reply to my second offer then

Culex

fermi wrote: »

Presumably, as predicted, no-one turned up?

They didn't specify which Wednesday. :rotfl:

Culex

fermi wrote: »

It probably means they've engaged their half a braincell, realised that sending out automated threatograms isn't going to work, and have had to act on your complaints and request.

As a former student of histology, I would be grateful if you could explain how it is possible to have only half of a braincell.

Another automated threat letter then. Amusing that it actually arrived after the threatened action failed to happen. Just goes to show how impotent most of these letters are.

And also how impotent are their authors?

inamess_man

well no more letters yet

however no calls or texts saturday or no calls or texts all day today

pleasing developments i think

DVardysShadow

Culex wrote: »

As a former student of histology, I would be grateful if you could explain how it is possible to have only half of a braincell.

This is where 2 people own 1 brain cell between them as tenants in common with 50% shares.