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Paying 'keep' HELP!!!
Comments
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Sweetheart wrote: »No I'm not a troll! I just expected you to be more fair. I'm her child, not her husband. I live here, Its my home. Sorry if she has kids then expects to make a profit.
She's not expecting a profit. She's trying to keep a roof over your head. Would you rather stick at £50pw and end up on the streets? Where would you plug your straighteners in then?:eek::rotfl:
You're living in a house with 2 other adults, regardless of your relationship to the person who's name is on the mortgage, you should be contributing what is necessary to allow you to continue living there.
Also, if you leave and rent somewhere do you think a landlord won't be 'making a profit' out of you? They don't do it out of the goodness of their hearts you know. The money is much better in your Mums pocket to pay the bills and keep the house than someone elses.
And just to point it out, as money seems oh so important to you, in 20/30years you will no doubt get half the house in your mothers will. Money is more important than your family, right? :T So think of it as an investment rather than helping your poor old Mum if that's how you feel.:j0 -
Sweetheart wrote: »Ok - but I still dont see why I should pay her mortgage! thats just wrong.
Don't then. Move out and let her move a lodger in to take advantage of the tax incentives. She'll be better off, you on the other hand... well, have fun paying your own mortgage! :rotfl:0 -
clearing £1200 a month is a fair amount - thats the wages im looking for a job for at the moment, as it would me allow to move out and get my own place with a friend
have you sat down and discussed with her whether this is a long term strategy or short term? If my parents were in money struggles i would happily pay more board to keep the roof over my head, but we would probably make agreements that if money got better, or i had money problems in the future that the amount would be reviewed - i dont want them to struggle as much as they dont want me to struggle!
She isnt making a profit on you ... and even paying £400 a month she'd be saving you money compared to getting your own place!
Can i just add theres a lot of "my friend said" in here - why not speak to your mum about bills and that, she will have had years of experience paying them and will know how much they should be!0 -
Sweetheart wrote: »Well the gas bill was for £172 but she only paid £20 so somehow she is manipulating the bills. My friend said £20 is more like what it should be for a 3 bed house. my mum said it was because she had overpaid in summer by direct debit so it reduced the amount due - but she said the actual cost is about £72 a month.
Look, it's not rocket science, dear.
Ask her how much she pays each month for:
mortgage
gas
electricity
water
council tax
landline
internet
building/contents insurance
TV licence
Sky
food
then you will know whether her £1200 is accurate.
Do that before you come on here bleating that you're being scammed by your Mum.
And you're taking far too much notice what your friends are telling you.
It depends how well insulated your Mum's house is and how much you have the heating on and how much cooking you do.0 -
Sweetheart wrote: »I only earn £1,200 a month as I've only just stated out in my career.
OP i think you need to act 23 and not a young teenager,
£100 a week is nothing if you earn that much,
you say you need your money for clothes, phones and stuff, and my student loan well you dont need to buy clothes and in any case you can go to places like primark, peacocks etc for clothes rather than high end shops, phones ? what phones, do you buy 1 a week, get yourself a payg phone and top up with £10 to £20 a month, you can get sim only deals for that and i think they have unlimited texts,
as for going out well you dont need to go out every weekend(what constitutes a night out for you, is it clubbing or a variety of stuff 1 weekend to the next)
your friends are most likely have different circumstances eg parents dont ask for rent etc
sit down and have a coffee and talk sensibly to your mother
im not being mean OP(sorry if its not what you wnated to hear but its the truth) and no one is being mean here,0 -
Sweetheart wrote: »I'm 23 years old and working. My mum (a single parent) was made redundant from a good job in November and now, three months on she said that she can no longer afford to subsidise me and my brother and we must pay our proper share of all the bills/mortgage/council tax. (I'm 23 he is 21)
She says that with part of the mortgage included all utility bills are £1200 month -so expects me to pay £100 a week!!!!! £1200 divided by three)
I've refused to pay as its way too much. I've discussed this with my friends and all of them say she is trying to scam me and that I could get a place of my own for less than that.
She says if I wont pay - I have to move out as she will put a lodger in my room.
Why should I pay this much? Its so unfair. I earn good money but I need it for going out and for my clothes, phones and stuff, and my student loan. I told her that I wasnt going to pay. She may not care about my future but I do! I'm saving up for my own place.
Also I absolutely object to paying toward HER mortgage!! Why should she profit out of me??
I told her I didnt believe that the bills were so high and demanded she give me copies. She said it was degrading to have to send me the bills and make a budget for my inspection but I think its because she is scamming me. She did send me it though.
I am refusing to pay any more than £50 a week. My brother is, looking for a job and earns £65 a week in his part time job, and my Mum is not entitled to benefits as she was paid redundancy.
So her current income is £200 a month plus £120 from my brother and she should be getting more from him not me.
This week there has been hardly any food in the house and this week she even asked me to buy chicken for dinner and milk - but I didnt as I knew she expected me to pay for it. I eat at work so if they want anything they can pay for it themsleves!! I'm not her Mum.
Can you please give your opinion so I can show this to her to demonstrate how unfair she is being. I'm only 23 and trying to save up to move out but she wants me to go now as he cant afford to keep me. This makes me so angry as I'm hardly ever here!!!!!!!!!!!:mad: She is so mean.
This is a wind up right? It has to be! nobody can be so stupidly selfish, can they? so selfish they would refuse to pay £100 a week in "keep"! :mad:
PS have not read any other posts yet! this is just so shocking if this is a real!LBM: August 2006 £12,568.49 - DFD 22nd March 2012
"The road to DF is long and bumpy" GreenSaints0 -
What a nasty ungrateful peice of work.
If your mom is experiencing hardship you should help her out, she's your mother!!!!! :mad:I’m a Forum Ambassador and I support the Forum Team on the Old style MoneySaving boards.
If you need any help on these boards, please let me know.
Please report any posts you spot that are in breach of the Forum Rules by using the Report button, or by e-mailing forumteam@moneysavingexpert.com.
All views are my own and not of MoneySavingExpert.com0 -
Sweetheart wrote: »No I'm not a troll! I just expected you to be more fair. I'm her child, not her husband. I live here, Its my home. Sorry if she has kids then expects to make a profit.
If you're not a troll (and I very much suspect you are), you're a very sorry excuse for a human being.
If you live there and consider it your home, then PAY UP TO KEEP A ROOF OVER YOUR MUM'S, BROTHER'S & YOUR OWN HEAD.
Get your priorities in order - forget the latest mobile phone, new shoes etc.
You keep saying she's scamming you and making a profit out of you - read my earlier post, do the sums and THEN maybe we will listen to you. (Don't hold your breath though).0 -
Are you for real love?
Only £1200??? Thats a lot of money at the moment! I am 2 years younger than you are, and have lived on my own for 4 years! You need to grow up and help your mum out! She is the ONLY one you will ever have!
Woo betide you should ONLY have £800 per month left to pay for your clothes/phone and going out! I pay that in rent per month to keep a roof over my head, and yes that means contributing to SOMEONE ELSE'S mortgage!
The best thing you can do is move out! Might teach you some valuable life lessons.
Absolutely selfish! You've made my blood boil!0 -
Sweetheart wrote: »Ok - but I still dont see why I should pay her mortgage! thats just wrong.
why is it wrong ?
theres nothing wrong with helping with the mortgage or paying it,
if you moved out i reckon you would be paying more than £400 a month to live somewhere that has equal accomadation
i think we need to just cool it down as the OP will be put off,0
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