County Court Judgment?

podperson

Experian might not let you sign into the online bit if you previously had an account but you can still pay the £2 to order a paper copy of your credit report.

Gordon_Hose

Drea wrote: »

:rotfl: Ermm....

around 8?

I was in the same position. It wasn't until I included all of my past address that I got a full picture of my credit history.

king100

Personally call equifax and explain situation, see if they can activate some previous address history?

But hang on if CC Company said you have a CCJ at previous address find out which CRA they use? As some use Experian and others use Equifax.

As one of these have it on their record

fermi

With Experian, Equifax, Callcredit etc... you should list every address you have been at in the last 6 years when applying for the report.

Problem is, on the online apps, they don't always leave room to do so, or tell you to add them later.

In fact, to make sure everything shows up, you sometimes need to provide addresses prior to that. I had some accounts listed that didn't show up until I added an extra address that was technically outside the 6 years they ask for.

Been a while since I looked on the Registry Trust, but you used to have to so a separate search per name per address? May be more linked up now though?

Drea

I just phoned Equifax and got them to add my previous address... lets see.

Gordon_Hose

You need to add as many addresses going as far back as you can! Seeing as you've moved house 8 times in 6 years, you should be adding 8 different addresses.

Drea

Gordon_Hose wrote: »

You need to add as many addresses going as far back as you can! Seeing as you've moved house 8 times in 6 years, you should be adding 8 different addresses.

I'm only doing it to find my CCJ and as I know which address it was put under surely I don't need to spend all day getting them all added? Although getting the one added doesn't seem to have worked either.

fermi

Is that the one they claim the CCJ was listed at?

If so, then it should be there if it exists and wasn't too recent for Equifax to have picked up yet.

Gordon_Hose

Drea wrote: »

I'm only doing it to find my CCJ and as I know which address it was put under surely I don't need to spend all day getting them all added? Although getting the one added doesn't seem to have worked either.

Drea wrote: »

I have a CCJ under my name for a previous address I lived in.

They said "a previous address"...so at this stage you don't know which previous address it was registered at.

Drea

Phoned Equifax again, he said that with CCJ's even if I didn't have any past addresses it would appear with my name and DOB. He updated it all anyway and still can't see any CCJ's. This is really annoying!